Anyone struggle with hold vs sell vs refi decisions?

[Cesar S.]

I’ve been going back and forth on one of my rentals lately trying to figure out if I should hold it, sell it, refi it, or 1031 into something better.

Honestly, I got tired of guessing or reading generic advice, so I put together a simple way to run the numbers and compare all 4 options side by side. Nothing fancy, just something I built for myself to make the decision clearer.

If anyone else is in a similar spot and wants a second set of eyes, I can run it for you and show you how I’d think about:

Hold

Refi (with or without cash out)

Sell (after taxes)

1031 into something else

Not charging anything, I just want to see if this is actually useful to other people or if I’m overthinking my own deals.

If you’re interested just DM me and I'll tell you what info I need, it's fairly simple. Thanks.

[Joe Villeneuve]

Not that hard.  If you look at it all with a plan, the plan dictates what you should do.  With me, it's always selling because of the way I structure the buy.  Selling, When I reach my two specific monetary goals, is always the best outcome since it's based on maximizing profits and selling when you've reached the point where you start losing money if you don't sell.