I realized that underwriting deals required continuous learning and adaptation to market conditions.

Doing the proper due diligence & been seeing that in order to use SMS blasting you have to stay TCPA compliant and have the homeowners opt in.

HML PML are not affected like  conventional owner occ loans.rates stay about the same year in year out Rates from what I see tend to be regional with West coast being the most competitive on rates and . 

My question to the BP community is, when you've lost BIG how do you stay in the game & motivate yourself?

Hey everyone 👋As investors, adapting to market cycles is key — especially when financing gets tighter.In a high-rate environment, creativity beats hesitation.Would love to hear: how are you adjusting your funding strategies this quarter?

Hey everyone,Curious how others in the fix-and-flip space are adapting to today’s higher-rate environment.

This expansion is largely driven by traditional banks scaling back lending activities, prompting borrowers to seek alternative financing options.Key developments include:Increased Interest Rates: Higher rates have made private credit more attractive, offering yields above 10% for investors.Regulatory Changes: New compliance requirements are being introduced to ensure transparency and protect borrowers.Market Liquidity Concerns: Some private lenders are facing liquidity challenges, raising questions about the stability of the sector.Given these dynamics, I'm interested in hearing from the community:How have you adapted your investment strategies in response to these changes?

Also no credit reporting, so I signed up for Landlord Credit Bureau at my expense.Hope this helps, for now I’ll be staying with Hemlane.

I value transparency, consistency, and learning from those ahead of me.I’m looking to:Network with experienced investors across Miami-Dade and South Florida.Learn best practices for evaluating deals, negotiating, and structuring wholesaling as a true business.Build long-term relationships with cash buyers who want steady access to off-market deals.What I bring:Strong research and problem-solving skills (tech/cybersecurity background gives me an OSINT edge for skip tracing & lead research).Persistence, adaptability, and a hunger to learn.A collaborative approach — I work with two dedicated partners so we can cover all angles of the business (research, seller contact, and buyer relations).My mission:Close my first few wholesale deals this year, reinvest into better tools and education, and become a trusted connector between sellers and buyers.

Looking forward to your updates, it’ll help a lot of us figure out how to adapt to the new algorithm.