Quote from @Keith Meyer: Hi All,I'm looking to see if anyone knows of a calculator/modeling tool which can help me compare the benefits of selling a property with these four options:Sell and pay capital gains/depreciation recapture upfrontPerform 1031 exchange into new property, defer taxesSell on Seller Carryback Installment Sale, defer taxesSell on Monetized Installment Sale, defer taxesSurprisingly I couldn't find anything online which was very helpful.

So find those somewhat near you, the ones doing well, and see what you can do to compare with them.

The ability to budget and compare actual to budget.

.: I was asked by a couple of people to compare doing a Buy & Hold Rental using conventional financing and buying Subject To with selling to a Tenant Buyer and what that would look like.This is an actual deal I recently did.

True, and I technically have one for comparing them side-by-side now, lol.

Ward III Really great checklist, completely agree that readiness drives confidence with lenders.A few elements we’ve found helpful to include as well:▪ Sensitivity analysis on DSCRJust a quick look at how the deal holds up under different rate or OpEx scenarios.Shows we’re realistic about what’s changing in the market.▪ Institutional OpEx benchmarksA one-liner that ties expenses to actual operator averages helps align expectations early.▪ Brief risk/mitigation bulletsDoesn’t need to be heavy, just shows we’ve already thought through the downside.Those couple of additions have made conversations with lenders much more efficient on our end, especially when moving from preliminary interest to real underwriting.Appreciate you sharing this, would definitely like to take a look at your full checklist PDF as well.

How do you usually decide which design elements are worth the extra spend?

Even if the window/doors are not a common element, I would reach out to the HOA and request a copy of the contract between the HOA and the landscaping company.

When I'm there, in no way do I get some overwhelming degree of fear or anxiety that I'm at a high crime escape from NY element.

That is nuanced, but a few key elements are not taking the current financials, including rents at face value, another would be adding interior space without creating a bad floor plan, which is often converting a sunroom to a bedroom, finishing a walk-up attic, or finishing an unfinished basement.