At 6.25%, you're essentially paying 6.25% to keep that capital flexible.

I am really considering making a call at this point because I just don't like the principle.

It's the piece most investors skip because they're planning for the flip to work — not for what happens when it doesn't.The structure that makes this stickEvery module in the series follows the same format: Outcome, Principle, Content Knowledge, Vocabulary, Action Items, and a Goal.

Along the way we developed a deep appreciation for building systems, teams, and long-term value - principles we’re now applying to real estate investing.Our long-term goal is to build a 2,500+ door portfolio while partnering with great people along the way.Our primary strategy right now is coliving, which we’ve found to be one of the most efficient ways to generate strong cash flow while providing high-quality, affordable housing in strong growth markets like Atlanta, Phoenix, Houston, and Dallas (to name a few).

I know certain parts can be more cyclical than others, but some could be cleaning up shop & optimizing more to reduce their risk & protect their capital.I have followed most of the same principles they have taught me on my own. 

Ensuring that you still follow prudent principles in leasing out the property still applies.Are you just wanting all the extra cash flow to include the extra write offs of owning the property?

Also, on a fully amortized 30 year loan, the principle pay-down is negligible in those early years of the loan. 

Which is essentially pointless.

You will have more flexibility with this product to include setting up Classes and Location which is not available in the Simple Start and Essentials online products.You will want classes for grouping transactions, and locations for identifying individual properties.Hope this helps...

One should backwards plan as much as possible, synchronize work to quickly get the work done on time to reduce holding costs, then always ensure you follow good principles on making a good deal.