I'm happy to be joining BiggerPockets to start learning from the forums and resources here.My family immigrated to the U.S. in 2022, and we now live in South Florida (Greater Fort Lauderdale area).

My parents, who were immigrant baby boomers, stressed the importance of hard work and home ownership.

If you believe that illegal immigrants make enough money to buy houses in the first place.

Household2 adults (married couple)No smokingNo evictionsLarge dog (Airedale)CreditApplicant credit score: 682Recent dip explained by medical expenses (dog surgeries) causing higher utilizationPreviously mid-700sIncome / EmploymentPrimary applicant has multiple income streams: self-employed (Etsy), yoga instructor, Shipt, UberHusband currently not working due to immigration status (Australian, awaiting work permit)Income is somewhat non-traditional but diversifiedMother is willing to co-sign and would meet income requirementsProperty ConsiderationsHome has hardwood floorsConcern about potential wear from large dogPlanning pet addendum, deposit/pet rent, and move-in documentationMy Current ThinkingConsidering approval with conditions:Verified income and credit for co-signerSigned guarantor agreementPet addendum + deposit or pet rentStandard lease termWould you move forward with this tenant?

Originally posted by @Steven McLarty:Concealed.Anyone want to start a thread on immigration or abortion now? 

Keep clear documentation of all funds, work with a U.S. immigration attorney, and plan for long-term involvement.

Some areas cater to mostly illegal immigrants...like the who complex, so get a good ICE raid and you could lose 1/2 your tenants overnight with no one to replace them.   

In the long-term, I think SFH with ADUs will sell very well because I do believe multi-generational living will be more and more common with 1) more immigrants moving to the bay area with their elderly parents and 2) baby boomers starting to take care of their elderly parents who need long-term care.

Immigration policy also affects labor availability, which remains a major component of construction and operating expenses.

We have 66,000 duplexes in Milwaukee, most of them were originally built a 2 family homes by German immigrants who figured out that by simply stacking another unit on top of the 1st floor they could create a passive income stream with a relativley small investment.