Your state may have expanded the list.RaceColorReligionSex (including sexual orientation and gender identity in some interpretations)National OriginFamilial Status (children under 18, pregnant women, people securing custody)Disability (physical or mental impairment)

At the same time, regulators have shifted from hostility to rule-making, giving banks and large institutions a clearer path to custody digital assets, issue tokens, and build on-chain infrastructure.That change is why firms like PwC and other blue-chip institutions are now openly leaning into digital assets after years of caution.

An individual with a physical address that would open/scan or forward the mail received from the City would work.

@Sara Joe  I use over 20 different acquisition methods including foreclosures, off market, probate, tax sales, and other problem properties like title issues or physical issues like fire, smoke, ice, and water damaged. 

For me it is usually the physical surprises that jam things up.

Hi BiggerPockets community,I’m a rookie investor preparing for my first rental and looking for guidance on funding options, as well as potential connections with private lenders.Quick background:W-2 income: Physical therapist (stable, long-term employment)Credit: StrongDTI: 0 (all car loans paid off)Dependents: NoneStrategy: Buy-and-hold rentalMarket: Out-of-state investingExperience: First deal / rookieTarget deal range (flexible):Purchase price: ~$50k–$150kEstimated rehab (if applicable): ~$10k–$40kTotal capital needed: ~$70k–$190kGoal: Conservative, cash-flowing long-term rentalI’m currently evaluating different funding paths and feeling stuck despite having strong personal finances:- Personal loans: I qualify but prefer not to use them due to potential credit impact and limited scalability.- Portfolio loans: I’m interested but unsure how to approach local banks or credit unions, especially as an out-of-state investor.- Private money: I’m actively learning how private lending works and what terms typically make sense for a first-time investor.My long-term goal is to supplement and eventually reduce reliance on my W-2 income, transitioning to part-time physical therapy while building a sustainable rental portfolio.I’d appreciate insight on:- Funding structures that make sense for a first-time investor- Whether portfolio loans are realistic for out-of-state rentals- What private lenders typically look for when working with a rookie borrower- How to structure a low-risk, lender-friendly first dealI’m conservative, numbers-focused, and interested in long-term lending relationships rather than one-off deals.

Here’s our current reality: We’re not physically in the US, so we can’t personally oversee renovations or react instantly on-siteWe don’t qualify for conventional financing and rely on hard money lenders (around $13K all-in per deal, including interest + origination)We’re not present in REIA meetups or local investor communities, where wholesalers, contractors, and key operators naturally connectBecause we’re remote, we can’t confidently “self-manage” or optimize rehab costs the way a local investor can  Because of this, we feel we need larger spreads to justify a flip.

The money is in the money the physical bricks and order of real estate is just a way of securing the money and justifying the loan. there's a lot of times I create a note and mortgage with my own money and then once it's up and running and performing, I sell it off to an investor for their self directed IRA or 401(k) because now it has a track record of paying, and it is a low loan to value paying 12% or more interest only. investors love these because they have all of the benefits of cash flow and real estate without dealing in toilets, tenants and trash. the downfall to dealing in notes is the investor actually has to have money to invest and it's not part of the no money down deal crowd.

Value was created through speed, certainty, and market insight rather than physical improvements.

I use RentRedi primarily as my payment platform.For leases, I printed them out, had them physically signed, and then uploaded them to RentRedi so both my tenants and I could access them through a cloud-based system.