Hi AJ Great post- Lenders are certainly competing for business and providing concessions for good clean paper. 

All those companies advertising on TV with cash offers are hard to compete with.   

The dude asking for advice is a 33 year old retired NFL player and she recommended he check out a $5 or $10 book written by another 33 year old retired NFL player.

I didn’t catch that the HOA has a bylaw that states that no more than 3 unrelated people can live in the house at any given time, but I have it rented to 5 college soccer players(two are brothers).

There are other players in the game to compare with like Kenny Bedwell at STR Insights or Bill Faeth's coaching.

Banks do not want to compete most investor loans are now funded by private equity companies and eventually securitized.

My recommendation is to go to AAPL or NPLA events to start meeting with some of those players. 

competing against those in the industry is very hard .. .And your not going to have any luck trying to daisy chain these deals . 

Quote from @Sean Rowan: Quote from @Doug Smith: It's always been my experience that this is the big disconnect and, if we could all simply own up to our weaknesses, embrace our strengths, and find complimentary players, the lending process goes much, much better.

Our coverages are tough to beat and the cost is very competative.