The new construction premium just disappeared — and that hasn’t happened in at least a decade.For years, new homes consistently sold at a double-digit premium to comparable resales.

I've had Shelter Insurance since purchasing my properties and never really did any shopping. Was recommended to them by my RE agent. Curious to see what others have found in the KC area and if there are any other comp...

Like Mike said, unless you can keep their account and reviews, the "premium" is minimal.My STR investors here in Colorado buy furnished properties all the time, but I advise them to buy the property based on the comparable properties just like anything else.

But there is something to be said about the simplicity of a single policy, renewal date, premium, etc. to manage. 

🚫 Not worth splurging on:Fancy wall art (most guests barely notice)Premium cookware (unless targeting execs)Expensive rugs or decor piecesFocus on comfort and function — not Pinterest.What’s one item your guests always appreciate that you didn’t expect?

Health insurance premiums are going up significantly.  

Its always a good idea to ask your agent what the Minimum Earned Premium is before you sign the paperwork.

Hey, yeah $10K sounds rough, but with an old building and a flat roof, high premiums aren’t too surprising.

They say investors are scooping up homes that should’ve gone to families, then relisting them at a premium after cosmetic rehabs.On the other side, many insist MLS flipping is just smart business, the investor takes on the risk, puts in capital for repairs, improves the home’s condition, boosts neighborhood values, and provides a move-in-ready product that buyers want.Some call it market manipulation.

Each renter/buyer is unique and will require specific attention to their unique situations including income, credit, equity, seller credits, Rent to own credits or premiums.