To use STR losses against active income, you generally need to materially participate, which means being involved in the operation of the property on a regular, continuous, and substantial basis.

For the deals below $75K, we tend to refer them out to smaller private lenders.

Regular returns every month. 

Interested in where that trust line is for others who deal with this regularly.

Is it the same price to rent to a group home versus renting to a regular family? 

they still cause damage (dig, scratch, bite, break fence, urinate allover) and the regular security deposit doesn't cover for pet damages plus tenant's

As compared to a regular policy, that is ok with STR, in conjunction with AirBNB/VRBO coverage and my umbrella insurance for liability.  

One clarification that may help frame the answers you get: when most PMs say “integrated cash payments,” what they really mean is retail cash payments that automatically reconcile into the tenant ledger without staff touching cash.In practice, that usually means a PMS that already sits inside a rail like PayNearMe or CheckFreePay, generates the payment reference/barcode, and posts the payment automatically once confirmed.Very few platforms do this without also acting as the payment handler of record (which is why pricing tends to creep up over time).

Does anyone have a similar job board you use to plan ahead and stay on top of regular maintenance items, etc for each property?

When you say “real value,” are you referring to the property’s market value?