Cost Segregation Study STR Bend Oregon

[Joel Sippel]

Purchased a STR in Sun River and looking for a referral for a co to preform cost segregation study. This is a single family home. Thanks!!!

[Sagiv O.]

For a single-family STR in Sunriver, the decision between DIY and professional study depends on your total acquisition cost and whether you qualify for the STR loophole. If you're planning to materially participate (100+ hours) and your total basis is over $300k, a professional study usually makes sense. The key is making sure you can actually use the losses - if you don't meet material participation or if you're not offsetting W-2 income, the benefit might just be deferred.

One thing worth considering: for single-family homes, the reclassification percentage tends to be on the lower end (20-25%) compared to commercial properties. So if your depreciable basis after land is around $200k, you're looking at maybe $40-50k in accelerated depreciation. That could save you $10-15k in taxes if you're in the right bracket and can use the losses immediately.

Aaron and Bill's advice above is solid - make sure your CPA confirms you meet the STR requirements before spending money on the study.