VA Renovation Loan and Income Verification

[Juan Santos]

Hi,

I am an Army reservist, I was pre-approved for a VA loan last year but I ended up deploying to Africa and I stopped the efforts to buy a house. I will be coming home in Philadelphia at the June when my tour ends and I am currently looking for a property to buy. Is anyone knowledgeable on VA loans and income verification?

My income on my W2 for 2024 was $30k less than my 2023 W2 and it is all because most of the year I worked in title 10 orders (Active Duty) while deployed. Most of my military income is not reflecting on my W2 because of my entitlements are not taxable (BAH, CZTE, IDP, HDP and ODP) and I don't want to get my income calculated wrongly when I apply again for my VA loan. Any good advise?