I could use some honest advice. I'm 54 with a W-2 job at a non-profit organization and I honestly love my job and people I work with and for. I've spent the greater part of the past 5 years learning and educating myself in all things RE and investment. I've read all the books and listen to podcasts, as well as constantly scouring all the listings. I joined my local REI group, NCREIA a few months ago and it's been helpful in my RE education and caché. I have a fairly good idea of a strategy and ideal locations.

Here's my issue or at least the biggest. My husband is highly risk-averse. My risk tolerance is a little more moderate. He is also looking to retire in 5 years and has no desire to take on any debt - good or bad, nor does he have any desire to be a landlord or property manager. He is onboard as long as any investments we might entertain is financially feasible and that our assets might be protected from lawsuits. I want to be able to figure out how I might be able to invest in RE on my own - using my own income or LLC. I'm not at all deterred. I'm an AF veteran and so I have VA entitlement. I have great credit and a modest savings. I would, however, prefer to use OPM if that's still a thing.

If it's helpful, here's my why's. RE has been so fun and exciting to learn and follow even though I haven't even dipped my toe in! I want to be able to use all the knowledge I've garnered from my reading and research, podcasts, blogs, and relationships. I'm not ready to retire but when I am, I would love to be able to semi-retire/transition to RE investment and be able to add this as a means of wealth generation for our 2 kids. Additionally, it would be a way to help provide housing for people.

Thanks in advance for anyone willing to chime in.