@Simon Dean Best piece of advice I've heard on this is from Graham Stephan on YouTube. He mentioned taking this quote to another bank to see if they can beat it. Once you find a bank to beat that rate, you then take it to yet another bank and have them beat THAT rate. Continue this until it's unbeatable and then you'll have your lowest rate :)
Try HomePoint Financial, they blew everyone else out of the water when my broker was shopping. I just closed in April for a primary. Wife and I - 814/803 FICO, 5% down and paid 11.3K to get 3.25% on 641K. Good luck!
@Simon Dean Best piece of advice I've heard on this is from Graham Stephan on YouTube. He mentioned taking this quote to another bank to see if they can beat it. Once you find a bank to beat that rate, you then take it to yet another bank and have them beat THAT rate. Continue this until it's unbeatable and then you'll have your lowest rate :)
These may be some of the wisest words that I've read on BP in my limited time here. I humbly ask for permission to steal these words......Bye the way Thanks.