Is a lot with 3 duplexes considered commercial deal?

Is a lot with 3 duplexes considered commercial deal?

Member since 2019 · 2 posts · 0 votes

The seller is selling 3 duplexes on the same lot (6 units altogether) as a package deal. Is this considered a commercial deal? Having a hard time finding comps. Thank you everyone!

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  • Developer · Charlottesville, VA · Member since 2018 · 4k+ posts · 4k+ votes
    6y
    Originally posted by @Ramon Mendoza:

    The seller is selling 3 duplexes on the same lot (6 units altogether) as a package deal. Is this considered a commercial deal? Having a hard time finding comps. Thank you everyone!

    The duplexes are residential in type and use. The property may be zoned commercial but this will not affect the value. Just run comps of other duplexes or townhouse units that are similar. 

  • Real Estate Agent · Taylorsville, NC · Member since 2019 · 2 posts · 1 vote
    6y

    Properties with more than four units are commercial properties.  However, as Greg mentioned above, run comps for similar duplexes.

  • Dan H.Pro Member
    Investor · Poway, CA · Member since 2015 · 7k+ posts · 8k+ votes
    6y

    I seem to be in the minority, but because this is more than 4 units, I expect you to need a commercial loan and that the value will be based on cap rate and NOI (not traditional comps in similar to 4 units and less does not have its value set by NOI). The issue is that cap rates require similar RE, so if your RE is unique, using a well established cap rate may not be possible.

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