Apologize if I have posted in the wrong forum.... I am a newbie and have been lurking around here a bit. I am based out of San Francisco and have been looking at investment properties out of state - places where I’ve lived before. So after learning, researching, etc, I have started focusing my search in the KS/MO cities and have come across a few multi unit properties that I am interested in. All the numbers look good (great CF) but I have now run into financing issues. Because the multi family unit has 6, 1-bedrooms, I won’t qualify for traditional financing and have to opt for commercial. I honestly don’t know much besides that it may be harder to get and the terms won’t be favorable. Also I assume insurance costs may be different? This would definitely throw my calculations off. Has anyone run into this issue before and do you have advice/suggestion? I could also keep it simple and simply walk away and focus on 4 or less units:) And for those in KS, any lenders that can help with my situation? Appreciate the help! And don’t be too harsh as this is my first post... jk.. Amit