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Updated about 5 years ago on . Most recent reply

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Alex Ramirez
  • Rental Property Investor
  • Houston, TX
147
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184
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Break on the chain of title

Alex Ramirez
  • Rental Property Investor
  • Houston, TX
Posted

Hi BP family. So one of my properties that I have under contract has a break on the chain of title and it goes so far back that the seller does not even know how to get to those people to sign a quit claim deed. He doesn’t even know if they are even alive. My question is what have you done for this situation? Is quit claim deed the only avenue? Who do I need to be talking to? A real estate attorney? An investigator to track those people? How costly is it? This is the first time something like this happens to me so I will really appreciate your feedback

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Tom Gimer
  • DMV
3,423
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Tom Gimer
  • DMV
Replied

The owner(s) of the interest (or his/her/their heirs or personal representatives) will need to execute a confirmatory deed which fixes the chain. Without seeing a title report, who knows what percentage of ownership this concerns... 12.5% 25% 50% 100%? Either way, no title insurer is going to insure over an issue like this.

  • Tom Gimer
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Eastern Title & Settlement
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