Need lender who will allow seller to finance down payment

Need lender who will allow seller to finance down payment

Member since 2021 · 10 posts · 3 votes

I found two multi family properties that the seller is willing to seller finance the down payment but I can’t find a lender who will allow it. Looking for suggestions on lenders or ways to structure the deal to make this work…

Please let me know if any additional information is needed to make a recommendation. Thanks for the help!

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  • Banker · Minneapolis, MN · Member since 2017 · 257 posts · 143 votes
    5y

    Where is this property located? I may be able to help or at least provide a contact within the industry.

  • Developer · Philadelphia, PA · Member since 2015 · 2k+ posts · 904 votes
    5y

    @Matt Maitz depends on how large the property and loan size is.

    For larger syndicated deals you can raise the capital needed for the capital stack outside what the lender will fund. 

    However, lender will want to underwrite anyone with 20% ultimate equity and you need to follow proper SEC laws if you are bringing in passive investors.

  • Member since 2021 · 10 posts · 3 votes
    5y

    @Brandon Plombon its in Southern Maine in Saco. Sorry for late reply still learning how to navigate this site. 

  • Banker · Minneapolis, MN · Member since 2017 · 257 posts · 143 votes
    5y
    Originally posted by @Matt Maitz:

    @Brandon Plombon its in Southern Maine in Saco. Sorry for late reply still learning how to navigate this site. 

     No problem! Unfortunately, I do not have any contacts in Maine.

  • Specialist · Milford, ME · Member since 2016 · 630 posts · 378 votes
    5y

    Try, The First National Bank, Matt Mattson, 207-669-2347

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