Hi, 

SB County has finally clarified what we can build on our property. We own 15 acres outright and are looking to build our primary residence. I'd love to speak to either a broker or lender, not sure yet what would work best for our situation, which is the following: 

1. The priority is to build our primary home. 

2. However, the county is allowing us to have a Conditional Use Permit on the property to potentially operate the western portion as a small outdoor event venue. I believe the zoning would remain residential rural living, although it could change to some type of mixed use. 

3. We would build a regular frame home, however, the insulation will be using hempcrete. An alternative materials permit is required by the county for this. The lender would need to be ok with that. 

4. We would use the equity in the land as a down payment. 

5. Looking for a one-time close. 

In addition to a lender/broker, any referrals to GC out here would be greatly appreciated. Thanks!