Houston-Harris County Landlord Insurance issue- How are you dealing with no coverage?

[Mak K.]

Hi I have properties on all across Houston TX/ Harris county and all have roof replaced. I am having hard time getting insurance quotes. One company even quoted me $42,000/year premium. All properties are less than 20year old so pretty new condition.

Most of the agents comes back saying their carriers are not quoting in Harris County. I guess no matter where I go, either answer is NO or its 2-3 specific carriers quoting. 

How are you investors in Houston TX dealing with this issue? Does it make sense to a point to become self insured and just carry liabilities.