Help with cash out refinance or heloc or DSCR

[Roger Ramirez]

this is my situation i have a primary home.

>mortgage $219k

>ARV $360k

>Credit score 620

Home can be rented for $2,400 monthly

how is the best way i can get access to this equity and the most i can get out?

[Janice Carter]

Roger, you are sitting on solid equity but with a 620 credit score, your financing options will likely be more restricted and come with higher costs. I would prioritize improving your credit score first to strengthen your borrowing position.