New to BiggerPockets Pro: Insurance & Loan Discounts

New to BiggerPockets Pro: Insurance & Loan Discounts

Investor · Washington, DC · Member since 2022 · 122 posts · 147 votes

The BiggerPockets team is excited to announce a new addition to our Pro membership: exclusive discounts on investor loans and insurance, two of the biggest expenses in real estate investing.

As of today, Pro members have access to…

  • Up to a $2,000 annual credit toward DSCR loan closing costs, plus 0.25% off DSCR loan upfront fees, expedited processing, and a dedicated support line, from LendingOne
  • $1,250 off the upfront fee for every fix-and-flip and bridge loan from Kiavi
  • Up to $256/year off landlord insurance property premiums (a 5% discount) from Steadily

That’s in addition to the Pro Perks already included in our membership. All together, these perks deliver an estimated $5,000+ in value every year. A Pro membership costs $32.50 per month when billed annually. You don’t need a calculator to tell you that’s a solid rate of return.

How to get access to these discounts: Because Pro Perks are annual savings, they’re only available with a BiggerPockets Pro annual membership (after your free trial ends).

Unlock your perks today

We hope you’ll take advantage — let us know which products or partners you’d love to see added to the Pro membership next!

Disclosure: Restrictions may apply. Discounts may vary, not available in all states or risks. Insurance sold by Steadily Insurance Agency, Inc.

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Member since 2023 · 28 posts · 11 votes
7mo

That's pretty awesome!

See this reply in the discussion

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  • Member since 2023 · 28 posts · 11 votes
    7mo

    That's pretty awesome!

  • Hinton, WV · Member since 2026 · 1 post · 3 votes
    7mo

    Hi Adrienne, do you have a moment to chat about my current property for sale? 

  • Amit PatelBusiness Member
    Property Manager · Bartlett, IL · Member since 2025 · 151 posts · 63 votes
    6mo

    This is great information! Thank you

    Casanomy Property Management564 Reviews
  • Investor · San Antonio, TX · Member since 2026 · 43 posts · 10 votes
    6mo

    Great info! That is awesome 

  • Investor · San Antonio, TX · Member since 2026 · 43 posts · 10 votes
    6mo

    Great info! That is awesome 

  • Member since 2026 · 10 posts · 2 votes
    6mo

    OH! I guess I misunderstood your title! You're director of Bigger Pockets! AWESOME to connect with you, @Adrienne Rammohan

  • Nick FuglaarPro Member
    Investor · Thibodaux, LA · Member since 2014 · 6 posts · 0 votes
    6mo

    This is awesome! Are there any promo codes currently to upgrade to the pro membership?

  • Real Estate Coach · Austin, TX · Member since 2026 · 70 posts · 26 votes
    5mo

    Based on the numbers you posted (at $2,000):

    Quick sanity check on DSCR: if annual NOI is under $30K on a $250K+ property at 7%+ rates, the ratio usually lands below 1.0. The two biggest levers are purchase price and rent — even a $200/month rent increase can push DSCR from 1.05 to 1.20.

    Are you including a capex reserve in the expense breakdown?

  • Real Estate Coach · Austin, TX · Member since 2026 · 70 posts · 26 votes
    5mo

    Based on the numbers you posted (at $2,000):

    Quick sanity check on DSCR: if annual NOI is under $30K on a $250K+ property at 7%+ rates, the ratio usually lands below 1.0. The two biggest levers are purchase price and rent — even a $200/month rent increase can push DSCR from 1.05 to 1.20.

    Have you stress-tested with rates 0.5% higher?

  • Hinton, WV · Member since 2026 · 9 posts · 7 votes
    5mo
    Very cool!
  • Member since 2023 · 79 posts · 27 votes
    4mo

    Wow! NIce!

  • Member since 2026 · 1 post · 0 votes
    4mo

    Awesome Adrienne, thanks!

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