Investor · Clermont, FL · Member since 2015 · 51 posts · 3 votes
have you ever read the summary final judgement of foreclosure document with regard to a HOA foreclosure. there is a paragraph that has me stumped. the notice is sale basically says in one section that all defendants and herein or hereafter are forever declared barred or foreclosed. then the next paragraphs says , if you decide to sell your home or hire someone to claim that additional money you should read carefully all papers you are required to sign. why would it say if you decide to sell your home ? in my opinion, you wouldn't be able to sell your home once a COT is issued, and you are forever barred , so how can one sell your home after it was sold at auction ?
As you said, that language is in the Judgment of foreclosure. The auction sale hasn't occurred yet, it will be 35-60 days out, after which a CT would be issued. That language is "consumer protection" type language warning debtors of people who try scam them by taking over their title, prior to the auction, to collect any surplus, or those that try talk them into giving up/sharing their surplus after the sale. Kudos on reading those documents though, that's how you learn.