Possible to get $3,000/month cash flow with 300k?

Possible to get $3,000/month cash flow with 300k?

Real Estate Broker · New York, NY · Member since 2014 · 140 posts · 58 votes

Hello All,

I'm considering doing a 1031 exchange and need some advice.  I own a rental property with a market value of at least 700k, and after selling would have 300k in cash.  Are there any real estate markets out there where I can invest 300k (property(s) value would have to be at least 700k) and expect to get $3,000/month in cash flow?  Also, I don't want to do any major remodeling work. 

Thanks!

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Arlington, VA · Member since 2015 · 60 posts · 100 votes
7y

@Doug Shapiro

Someone else on here said it best like a week or two ago.  Real estate involves, at best, sixth grade math: addition, subtraction, and sometimes long division.  

You're looking to return 36k on a 300k investment - this pencils out to a 12% return on your investment.  You've also stated that you want relatively-turnkey (that is how I interpret the phrase "I don't want to do any major remodeling work").  I don't think that a 12% cash-on-cash return deal would be particularly difficult in today's market, provided that you are focusing on rental returns and not, say, a speculative play in a high-appreciation, low-return market like San Fran, DC, or NY.  If I were you and had those goals, I'd take your $300k, lever up a bit, and buy some B-C grade rentals or a larger complex in any number of Midwestern or rust-belt markets (Indianapolis, Cincinnati, Pittsburgh, or Detroit come to mind as off-the-cuff options).

I think you'll find that 12% CoC is eminently reasonable as a goal and won't require you to go off the rails with something super risky. Best of luck in 2019!!

(source: have some [arbitrarily graded] B-to-C grade rentals in similar markets and am achieving long-term returns right around where you're looking)

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  • Arlington, VA · Member since 2015 · 60 posts · 100 votes
    7y

    @Doug Shapiro

    Someone else on here said it best like a week or two ago.  Real estate involves, at best, sixth grade math: addition, subtraction, and sometimes long division.  

    You're looking to return 36k on a 300k investment - this pencils out to a 12% return on your investment.  You've also stated that you want relatively-turnkey (that is how I interpret the phrase "I don't want to do any major remodeling work").  I don't think that a 12% cash-on-cash return deal would be particularly difficult in today's market, provided that you are focusing on rental returns and not, say, a speculative play in a high-appreciation, low-return market like San Fran, DC, or NY.  If I were you and had those goals, I'd take your $300k, lever up a bit, and buy some B-C grade rentals or a larger complex in any number of Midwestern or rust-belt markets (Indianapolis, Cincinnati, Pittsburgh, or Detroit come to mind as off-the-cuff options).

    I think you'll find that 12% CoC is eminently reasonable as a goal and won't require you to go off the rails with something super risky. Best of luck in 2019!!

    (source: have some [arbitrarily graded] B-to-C grade rentals in similar markets and am achieving long-term returns right around where you're looking)

  • Investor · Indianapolis, IN · Member since 2015 · 270 posts · 217 votes
    7y
    Originally posted by @Doug Shapiro:

    Hello All,

    I'm considering doing a 1031 exchange and need some advice.  I own a rental property with a market value of at least 700k, and after selling would have 300k in cash.  Are there any real estate markets out there where I can invest 300k (property(s) value would have to be at least 700k) and expect to get $3,000/month in cash flow?  Also, I don't want to do any major remodeling work. 

    Thanks!

    Can't speak to other markets but you can do that or close to it in Indy. You'd need to buy at just over the 1% rule and be careful not to get sucked into the D neighborhoods usually marketed at 12% returns though as it will push your expenses up.

  • Rental Property Investor · Memphis · Member since 2018 · 128 posts · 97 votes
    7y
    Originally posted by @Doug Shapiro:

    Hello All,

    I'm considering doing a 1031 exchange and need some advice.  I own a rental property with a market value of at least 700k, and after selling would have 300k in cash.  Are there any real estate markets out there where I can invest 300k (property(s) value would have to be at least 700k) and expect to get $3,000/month in cash flow?  Also, I don't want to do any major remodeling work. 

    Thanks!

    Doug

    Am currently doing this for myself and clients in Detroit market

    I am buying in C and B grade neighborhoods.  Need to be selective on product and on micro level location and property management is key to achieving this

    Feel free to drop me a pm if I can help

  • Investor · Cincinnati, OH · Member since 2016 · 208 posts · 157 votes
    7y

    Doug, 

    I could help you achieve those numbers in Cincinnati...... in solid neighborhoods. If Cincinnati is a market you've thought about... don't hesitate to reach out. 

    Jake 

  • Corby GoadeBusiness Member
    Investor · Boise, ID · Member since 2014 · 3k+ posts · 3k+ votes
    7y

    In my market, you could put $100k down on three B SFHs and get close to that number- you'd get to add solid and consistent appreciation, nice neighborhoods, zero crime to the equation as well. 

    Best of luck with your 1031!

  • Real Estate Broker · New York, NY · Member since 2014 · 140 posts · 58 votes
    7y

    Thank you @Corby Goade, @Jake Walroth, @Bala A., @Sam B., @Timothy M. for the replies. I'm following up with everyone. 

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