Skip to content
Two investors reviewing resources on a laptop

Get industry-leading resources — for free

Unlock resources for every investing strategy and stage with a free account.

By continuing, you agree to BiggerPockets LLC's Terms of Use and Privacy Policy

Followed Discussions Followed Categories Followed People Followed Locations
General Real Estate Investing
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 6 years ago on . Most recent reply

User Stats

1
Posts
0
Votes
Tyler Ammermann
  • Chicago, IL
0
Votes |
1
Posts

Additional principal mortgage payment

Tyler Ammermann
  • Chicago, IL
Posted

I own a two flat and am currently house hacking. My current mortgage payment includes PITI should I make additional principal payments or save the cash flow for reserves or go toward next investment.

Most Popular Reply

User Stats

10,267
Posts
16,143
Votes
Steve Vaughan#1 Personal Finance Contributor
  • Rental Property Investor
  • East Wenatchee, WA
16,143
Votes |
10,267
Posts
Steve Vaughan#1 Personal Finance Contributor
  • Rental Property Investor
  • East Wenatchee, WA
Replied
Originally posted by @Tyler Ammermann:

I own a two flat and am currently house hacking. My current mortgage payment includes PITI should I make additional principal payments or save the cash flow for reserves or go toward next investment.

 I accelerate and pay off high rate, high hassle and high risk loans.

Fixed low rate primary mortgages aren't any of those.

I'd keep it for future investments vs paying extra against principal if fixed in the 4s or lower. 

Loading replies...