So I am rolling over about 30k into a self-directed IRA this year that I'm looking to put to work efficiently. I understand that is really too small for syndications with 50k minimums. What passive deals if any can be had with 30k out of pocket in a retirement account?
@Tobias Falzone not all syndications require the 50k minimum. You can find syndications for non-accredited investors with limits as low as 5k. You could also consider doing private lending. With 30k, you would likely only be funding renovations, but thats fine. Plenty of people could still use it.
Second what Heath mentioned.
Not all syndications require $50k there are many with $25k or less. If you are accredited their will be more options.
You can also private lend or invest in already originated notes. I prefer notes with retirement account funds since note income is considered ordinary income and conventional real estate you lose out on depreciation when using retirement account.
Do HML or buy notes.
I agree with @Chris Seveney , private lending is one of the best way to put your retirement dollars to work, that is where majority of my retirement funds are deployed.
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