Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$39.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Private Lending & Conventional Mortgage Advice
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

User Stats

2
Posts
0
Votes
Magdalene Leon
0
Votes |
2
Posts

Looking for advice on backflip lender

Magdalene Leon
Posted

Hi - I was just curious if anyone has used backflip as a hard money lender?  From what I have researched they seem legitimate but the person I am working with is flakey, takes forever to answer questions so I thought I would see if anyone else had experience with this lender.  Thank you!

User Stats

335
Posts
118
Votes
Ryan Davies
Lender
  • Investor
  • Salt Lake City, UT
118
Votes |
335
Posts
Ryan Davies
Lender
  • Investor
  • Salt Lake City, UT
Replied

We have heard of them but have chosen not to close deals through them since we have found better options. We have a lot of investors that are way more flexible.

User Stats

1,313
Posts
290
Votes
Jacob Sherman
Pro Member
  • 12 Penns Trail Suite 138 Newtown, PA 18940
290
Votes |
1,313
Posts
Jacob Sherman
Pro Member
  • 12 Penns Trail Suite 138 Newtown, PA 18940
Replied

What you want to ask is if they are a direct lender funding and servicing your loan

BiggerPockets logo
PassivePockets is here!
|
BiggerPockets
Find sponsors, evaluate deals, and learn how to invest with confidence.

User Stats

946
Posts
552
Votes
Nick Belsky
Lender
Pro Member
  • Residential and Commercial Broker
552
Votes |
946
Posts
Nick Belsky
Lender
Pro Member
  • Residential and Commercial Broker
Replied

@Magdalene Leon

They are legit.  I've brokered with them quite a few times and while they are not my top lender, they are in the top 5.  When the top ones can't/won't do the deal, Backflip usually will and they are super fast and easy.  My client's have been happy with the draw process and response times as well. All of their products are Dutch-interest and their highest leverage option is a 1st position with a 2nd position loan wrapped with it to get to higher leverages.  Those two things turn some folks off, but if the numbers work, they work.  Get in, then get out.

Cheers!

User Stats

2
Posts
0
Votes
Magdalene Leon
0
Votes |
2
Posts
Magdalene Leon
Replied

Thank you for all the responses! They were all very helpful and appreciated.  

User Stats

11
Posts
3
Votes
Replied
Quote from @Nick Belsky:

@Magdalene Leon

They are legit.  I've brokered with them quite a few times and while they are not my top lender, they are in the top 5.  When the top ones can't/won't do the deal, Backflip usually will and they are super fast and easy.  My client's have been happy with the draw process and response times as well. All of their products are Dutch-interest and their highest leverage option is a 1st position with a 2nd position loan wrapped with it to get to higher leverages.  Those two things turn some folks off, but if the numbers work, they work.  Get in, then get out.

Cheers!


 Who is the top lender you recommend? Thanks!

User Stats

11
Posts
3
Votes
Replied
Quote from @Ryan Davies:

We have heard of them but have chosen not to close deals through them since we have found better options. We have a lot of investors that are way more flexible.


Who is the top lender you recommend? Thanks!

User Stats

86
Posts
36
Votes
Jace Perry
  • Investor
  • Greenville SC
36
Votes |
86
Posts
Jace Perry
  • Investor
  • Greenville SC
Replied
Quote from @Nick Belsky:

@Magdalene Leon

They are legit.  I've brokered with them quite a few times and while they are not my top lender, they are in the top 5.  When the top ones can't/won't do the deal, Backflip usually will and they are super fast and easy.  My client's have been happy with the draw process and response times as well. All of their products are Dutch-interest and their highest leverage option is a 1st position with a 2nd position loan wrapped with it to get to higher leverages.  Those two things turn some folks off, but if the numbers work, they work.  Get in, then get out.

Cheers!


 Are you willing to share who your top 2 lenders are?

User Stats

86
Posts
36
Votes
Jace Perry
  • Investor
  • Greenville SC
36
Votes |
86
Posts
Jace Perry
  • Investor
  • Greenville SC
Replied
Quote from @Ryan Davies:

We have heard of them but have chosen not to close deals through them since we have found better options. We have a lot of investors that are way more flexible.


 Who is your favorite lender to work with?

User Stats

70
Posts
26
Votes
Ronnie C.
  • Real Estate Investor
  • Middle TN and Southern KY
26
Votes |
70
Posts
Ronnie C.
  • Real Estate Investor
  • Middle TN and Southern KY
Replied
Quote from @Ryan Davies:

We have heard of them but have chosen not to close deals through them since we have found better options. We have a lot of investors that are way more flexible.


 Would you be so kind to share please?

User Stats

10
Posts
6
Votes
Janet Pritchett
  • Lender
  • Indiana
6
Votes |
10
Posts
Janet Pritchett
  • Lender
  • Indiana
Replied
Quote from @Magdalene Leon:

Hi - I was just curious if anyone has used backflip as a hard money lender?  From what I have researched they seem legitimate but the person I am working with is flakey, takes forever to answer questions so I thought I would see if anyone else had experience with this lender.  Thank you!


 I am always happy to chat about hard money - and I am biased, but I think I am an excellent communicator! ;)

User Stats

86
Posts
36
Votes
Jace Perry
  • Investor
  • Greenville SC
36
Votes |
86
Posts
Jace Perry
  • Investor
  • Greenville SC
Replied
Quote from @Magdalene Leon:

Hi - I was just curious if anyone has used backflip as a hard money lender?  From what I have researched they seem legitimate but the person I am working with is flakey, takes forever to answer questions so I thought I would see if anyone else had experience with this lender.  Thank you!


Just closed on my first loan with them. Very tech-forward and straightforward experience.