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Updated 3 months ago on 03/09/2025. Most recent reply

13
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Jay JonesPoster

Private Lending & Conventional Mortgage Advice

HELOC for a Rental Property (Quadplex)

Jay JonesPoster

Posted March 02, 2025 12:34

I have a HELOC on my primary residence but was told by the bank I have it with that they can't give me a HELOC on my Quadplex because it's a multi family rental (they could pass a single family rental off as a a vacation home. Are there any reputable lenders that offer a HELOC on multi family rentals?

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Investor
Virginia

Investor
Virginia

ModeratorReplied March 09, 2025 16:28

Quote from @Jay Jones:

I have a HELOC on my primary residence but was told by the bank I have it with that they can't give me a HELOC on my Quadplex because it's a multi family rental (they could pass a single family rental off as a a vacation home. Are there any reputable lenders that offer a HELOC on multi family rentals?

we recently worked with another lender who can do a 2nd up to 60% LTV - let me know if that would be of interest for you.

Chris Seveney

7e investments

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