I just finished working with a lender in Dallas, TX who is totally locked up with FNMA rules.  My situation is unique but I only have 4 recorded Trust Deeds and am looking to refinance (actually, finance a free and clear property) in the Dallas area.  If anyone has a referral, I would appreciate it.  I have a source of funds, so don't give me anyone who can give me 8%, 9% or higher money because I can beat that all day long.  Thank you.