Do 5% down multi family loans even exist?

[Matt Everling]

Hello BP collective genius,

I bought my first duplex 10 years ago and was able to secure a loan with only 5% down. Do these loans even exist anymore? Appreciate any help.

[Kevin Romines]

FHA 1-4 Unit (only for owner occupied) is 3.5% down. Freddie Mac Home Possible (again, only for owner occupied) is 5% down. A conventional purchase as an investment would be 15% down for a single family and 25% down for a 2-4 unit property. Some portfolio will go to 80 or 85% on a 1-4 unit non-owner occupied without MI, but at higher rates than conventional loans.

I hope this helps?