How do you finance a $22,000 rental in Memphis?

[Ben Roberts]

I normally wholesale in Memphis, TN but I've come across a rental that I'd like to own. The property is currently rented for $660/mo, I can buy it for $22,000. It definitely needs some updating and the market rents are closer to $825. The ARV is in the mid $50's. I have a little bit of cash, certainly enough to cover the updates, closing costs, etc. But I don't have enough for the full purchase price. I doubt a traditional mortgage is going to work at this price point. Does anyone have any suggestions, references, recommendations?

Thanks in advance!

[Clifford Paul]

0% percent credit card for 18 months.  That's how I built my first portfolio until my small bank started giving me a line of credit.