Do commercial loans take credit into account when approving loan?

[Abraham Shamosh]

Hi,

Recently my credit took a big dip and I was wondering if there are any mortgages to purchase a town home rental based on the deal and not on my personal finances or credit. 

[Don Konipol]

Quote from @Abraham Shamosh:

Hi,

Recently my credit took a big dip and I was wondering if there are any mortgages to purchase a town home rental based on the deal and not on my personal finances or credit. 

Yes, some hard money loans.  But you’ll pay double digit interest rate, short term loan, and stiff points and fees