**Looking for advice**- Overseas American investor

[Natasha Hardy]

Good morning and a happy new year to the BP community!

I am an American living in the Netherlands, and will be investing in the Kansas City area this year together with my husband while living abroad. We are looking to own about a dozen or so SFH's to start with.

Our situation is a bit tricky with regards to securing financing. I have not been working for the past two years, but we have savings set aside. Our income is from my husband's work, but he does not have an American passport, or an ITIN (he is from New Zealand). I have all my tax returns in order up until the end of 2018, which is when I stopped working.

My questions are:

What type of borrower would we be categorized as?

Any suggestions on who we could possibly contact for this type of financing?

Any information/leads, no matter how small, would be greatly appreciated!

Thank you!

[Kevin Leonce]

Happy New Year Natasha!! I'm not a US citizen nor do I live in the US. I use NORTHPOINT MORTGAGE (a branch of Fairway Independent Mortgage Corp.). They're in several states so you can find one where you want to invest. Additionally, any mortgage broker will be able to help you secure financing, so you can look for others as well.

You are a US citizen so it should be a lot easier for you than it was for me. I believe that there are some on BP as well. So you can check in the network menu (on top) under recommended vendors and get a few more options.