CD vs Savings, comparing the rates

[Ryan Moore]

On Ally, their savings accounts are 1.75% right now.  I was looking at their other products... why would anyone even consider a money market at 0.9%-1.0% and CDs that are <1.75%?  Is there something I'm missing about these products?  

[Paul Allen]

Originally posted by @Michael Lee:

 Financial Planners and Banks never tell you what could really help you out.

Don't leave us hanging. Give us the secret sauce.