When someone tells you "the government should provide housing"

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Bruce WoodruffPro Member
Contractor/Investor/Consultant · San Diego / Phoenix · Member since 2021 · 12k+ posts · 15k+ votes
4y

The Govt should not be involved in the housing market. At all. Ever.

If there is a legitimate problem for some people, it should be handled at the local level by community groups, churches, charities and the like....

We, the public, should not be forced to pay for someone else's mistakes and lack of planning.

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  • Joe VilleneuvePro Member
    Plymouth, MI · Member since 2013 · 13k+ posts · 19k+ votes
    4y

    I ask, "to who"?

  • Investor · Las Vegas, NV · Member since 2013 · 8k+ posts · 10k+ votes
    4y

    Who should they take it from? And OBVIOUSLY it would have to be lower quality than the cheapest home someone has to pay for, right? You can’t have one person paying $1,000/mo in rent and someone else gets a nicer place for free. And we’re defiantly bussing them out of expensive neighborhoods to the country or the Midwest right? Certainly you’re not going to give someone free housing in NY or San Fran, Miami  or Hawaii, while someone else has to pay to live in Detroit. 

    I’m just trying to “keep it fair” as they say in caddyshack. 

  • Bruce WoodruffPro Member
    Contractor/Investor/Consultant · San Diego / Phoenix · Member since 2021 · 12k+ posts · 15k+ votes
    4y

    The Govt should not be involved in the housing market. At all. Ever.

    If there is a legitimate problem for some people, it should be handled at the local level by community groups, churches, charities and the like....

    We, the public, should not be forced to pay for someone else's mistakes and lack of planning.

  • Theresa HarrisPro Member
    Member since 2019 · 15k+ posts · 11k+ votes
    4y

    They do in a way for people who can't afford it through programs like section 8.

  • Member since 2019 · 7k+ posts · 4k+ votes
    4y

    It's very marxist principle haha :) 

  • Nathan GesnerBusiness Member
    Moderator
    Real Estate Broker · Cody, WY · Member since 2010 · 28k+ posts · 41k+ votes
    4y

    I'm staying out of this because it can get political, which is against the rules. I will say this: plan for the future! Prices will continue to go up, so you need to have the income available to carry you through those increases. If you retire at 65 and then can't afford a 20% increase at the age of 85, it's your fault for failing to plan.

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  • Jay HinrichsBusiness Member
    Real Estate Consultant · Summerlin, NV · Member since 2014 · 45k+ posts · 66k+ votes
    4y
    seeing these articles daily if not weekly.. now that covid restrictions are basically over  landlords are turning units and raising rents.. Same issue is happening in the MHP industry right now.

    hereto for low end MHP we all know what those look like.. well they have been targeted by more sophisticated investors who are buying then raising pad rents substantially ..

    there is some rent control n MHP pad rents on some states and has been for decades but in other areas where these assets were basically mom and pop owned thats not the case .

    And we know you cant just pick up your MH that you own and move it.. I was looking at a small RV property in Southern WA that was just built and allowed long term RVs  unique zoning those pads were for for 900.00 a month.. With zero amenities other than water sewer power hook ups
  • Joe VilleneuvePro Member
    Plymouth, MI · Member since 2013 · 13k+ posts · 19k+ votes
    4y
    Quote from @Nathan Gesner:

    I'm staying out of this because it can get political, which is against the rules. I will say this: plan for the future! Prices will continue to go up, so you need to have the income available to carry you through those increases. If you retire at 65 and then can't afford a 20% increase at the age of 85, it's your fault for failing to plan.

    Oh, Oh.  I fear that last sentence of yours just opened the "political" BS door you were trying to avoid.  Good luck.
  • Rental Property Investor · Upstate, NY · Member since 2012 · 3k+ posts · 3k+ votes
    4y

    "If you retire at 65 and then can't afford a 20% increase at the age of 85, it's your fault for failing to plan." Sadly a stark reality hitting so many today.

    We have several middle-aged 'potential tenants' looking for a rental unit commensurate with their inadequate Social Security payments (after years of just minimum contributions) & random side job renumeration. I have an early 60's working couple, both on their 3rd marriage, struggling to find a modest 1bedroom ground floor apartment for $1300/month.

    Then again we have a refugee couple that had their $1200/month rent guaranteed by the sponsoring church for 2 years. They also had all their furnishings, flat screen TV & a used Toyota Corolla given to them. They have now been with us 5 years.

  • Jay HinrichsBusiness Member
    Real Estate Consultant · Summerlin, NV · Member since 2014 · 45k+ posts · 66k+ votes
    4y
    Quote from @Pat L.:

    "If you retire at 65 and then can't afford a 20% increase at the age of 85, it's your fault for failing to plan." Sadly a stark reality hitting so many today.

    We have several middle-aged 'potential tenants' looking for a rental unit commensurate with their inadequate Social Security payments (after years of just minimum contributions) & random side job renumeration. I have an early 60's working couple, both on their 3rd marriage, struggling to find a modest 1bedroom ground floor apartment for $1300/month.

    Then again we have a refugee couple that had their $1200/month rent guaranteed by the sponsoring church for 2 years. They also had all their furnishings, flat screen TV & a used Toyota Corolla given to them. They have now been with us 5 years.

     hopefully they are saving money so when the time comes they can be self sufficient.  Best retirement is have successful children and be telling them early on .. when i get old I am moving in !!!

  • Rental Property Investor · Upstate, NY · Member since 2012 · 3k+ posts · 3k+ votes
    4y

    "when i get hold I am moving in !!!"

    Good luck...a couple we know built their son a beautiful home (& hold the mtg). They also added, wired & plumbed the future in-law apartment space.

    When recently visiting their grand-daughter took them on a tour to show them the new furnishings etc in the 'in-law' space. So when the wife asked whose uses it the g/daughter replied it's Nanna & Boppas room. Obviously the outlaws had already claimed the space & had apparently paid for the furnishings. I suggested it maybe time to call in their original mortgage note (at the old AFR <3%) & have them re-finance at current market interest rates!!!

  • Jay HinrichsBusiness Member
    Real Estate Consultant · Summerlin, NV · Member since 2014 · 45k+ posts · 66k+ votes
    4y
    Quote from @Pat L.:

    "when i get hold I am moving in !!!"

    Good luck...a couple we know built their son a beautiful home (& hold the mtg). They also added, wired & plumbed the future in-law apartment space.

    When recently visiting their grand-daughter took them on a tour to show them the new furnishings etc in the 'in-law' space. So when the wife asked whose uses it the g/daughter replied it's Nanna & Boppas room. Obviously the outlaws had already claimed the space & had apparently paid for the furnishings. I suggested it maybe time to call in their original mortgage note (at the old AFR <3%) & have them re-finance at current market interest rates!!!


     well in my case that wont happen as we are the only ones living LOL  but i get it..  this is where you have to admire other cultures especially Asian they dont kick the parents to the curb they bring them home to live their life under their roof..  

  • Bruce WoodruffPro Member
    Contractor/Investor/Consultant · San Diego / Phoenix · Member since 2021 · 12k+ posts · 15k+ votes
    4y
    Quote from @Pat L.:

    their inadequate Social Security payments (after years of just minimum contributions

    The Government has a large share of responsibility for this as well. If they had not squandered. misspent and stolen our money for decades, the payback would be much higher. 

    I read an article a while back (in Forbes, IIRC) that showed if the Govt had applied even a measly 1% return on the average taxpayers contribution, the average monthly SS check would be close to $4000, not the $1300 which it currently is.

    So we can't only blame the elderly that are struggling now, their Govt forced them to pay into a Ponzi scheme.


  • Colleen F.Pro Member
    Investor · Narragansett, RI · Member since 2013 · 8k+ posts · 4k+ votes
    4y

    @Bjorn Ahlblad There are few people this is true for such as those born seriously disabled. However most of those live in group housing equal to their needs. And I know Life happens and some people get bad breaks. However a fair number of people who were underemployed all their life are now realizing retirement isn't possible and want government housing. I am a little upset by that when I see working people and people who planned being increasingly burdened by the cost of non contributors.

  • Jordan MoorheadBusiness Member
    Real Estate Agent · Austin, TX · Member since 2015 · 5k+ posts · 3k+ votes
    4y

    They can't keep gas under $5 a gallon. Do you want to live inferior housing that cost them $1000 a sq ft to build?

    If they try to provide housing for everyone for free we're all going to need to learn Mandarin.

  • Investor · Willow Spring, NC · Member since 2009 · 5k+ posts · 3k+ votes
    4y

    Post title: When someone tells you "the government should provide housing"

    Link: https://www.kitsapsun.com/story/news/2022/06/17/threat-200-rent-increases-leaves-public-housing-tenants-edge/7640351001/

    So I searched the link for "provide housing" no matches. I search for "government". No matches. 

    DON'T QUOTE IF THERE ARE NO QUOTES! 

    I hate these political ads. 

    Moderators, just delete this mess. 

  • Laveen, AZ · Member since 2016 · 584 posts · 528 votes
    4y
    Quote from @Bjorn Ahlblad:

    This is textbook public housing https://www.kitsapsun.com/stor...

     The government should provide housing for whom? 

    If we are talking about someone disabled unable to earn income sure. Someone falling upon an unexpected challenge or going to school sure. Someone that is unwilling to put forth the effort to improve their earning potential as to not depend on others, not so much. 

    Assisting citizens in times of need and special situations is understandable. If someone makes that statement with the expectation the government should provide housing for everyone, no. 

    Firs of all the government doesn't have a money tree. Those same people don't want to pay higher taxes. 

    Who wants the government as a landlord? 

    Givin stuff away too much can teach people to not apply themselves. That would be like carrying a baby all the time so they don't fall down trying to walk. 

    Understandably people are upset about rent increases. They often fail to realize taxes go up, the cost of goods and services for maintenance go up, payroll goes up etc. It can't come from nowhere. 

  • Investor · Malakoff, TX · Member since 2017 · 2k+ posts · 2k+ votes
    4y

    No one would ever say that to me, because I don't associate with people who think that way.

  • Bruce WoodruffPro Member
    Contractor/Investor/Consultant · San Diego / Phoenix · Member since 2021 · 12k+ posts · 15k+ votes
    4y

    @Rodney Sums You nailed it my man......well said.....!

  • Rental Property Investor · Los Angeles, CA · Member since 2013 · 1k+ posts · 1k+ votes
    4y

    @Bruce Woodruff my grandpa who served in WWII as a naval gunner and experienced combat in the Pacific called it “Social Insecurity”. Dave Ramsey says “you can put your money in a fruit jar and come out better” when compared to Social Insecurity. What a shame.

  • Bruce WoodruffPro Member
    Contractor/Investor/Consultant · San Diego / Phoenix · Member since 2021 · 12k+ posts · 15k+ votes
    4y
    Quote from @Brian G.:

    @Bruce Woodruff my grandpa who served in WWII as a naval gunner and experienced combat in the Pacific called it “Social Insecurity”. Dave Ramsey says “you can put your money in a fruit jar and come out better” when compared to Social Insecurity. What a shame.


     Yep. They can't even take care of your money for you without F'ing it up.....

  • Austin, TX · Member since 2019 · 5k+ posts · 5k+ votes
    4y
    Quote from @Brian G.:

    @Bruce Woodruff my grandpa who served in WWII as a naval gunner and experienced combat in the Pacific ......


     Maybe he watched this training film: https://www.youtube.com/watch?v=0OmOQs0ziSU

  • Laveen, AZ · Member since 2016 · 584 posts · 528 votes
    4y
    Quote from @Chris Martin:

    Post title: When someone tells you "the government should provide housing"

    Link: https://www.kitsapsun.com/story/news/2022/06/17/threat-200-rent-increases-leaves-public-housing-tenants-edge/7640351001/

    So I searched the link for "provide housing" no matches. I search for "government". No matches. 

    DON'T QUOTE IF THERE ARE NO QUOTES! 

    I hate these political ads. 

    Moderators, just delete this mess. 

     With all due respect, why participate in a thread that is unappealing?  I appreciate the perspective the thread title is not a total reflection of the article's content.  The article did reference government housing intervention.  A healthy debate can be had regarding the effects of rate increases for landlords, tenants, and government involvement.  A call for censorship by moderators is not necessary.  No contributor has been offensive thus far.

    @Bruce Woodruff thank you sir!

  • JD MartinBusiness Member
    Moderator
    Rock Star Extraordinaire · Northeast, TN · Member since 2015 · 10k+ posts · 16k+ votes
    4y

    We've reviewed the link and it's fine. There's nothing to moderate here, so let's keep it that way :)

    As for the thread, several thoughts:

    1. Too much government intervention in housing just destroys the housing market. The Section 8 voucher program actually works pretty well overall - we don't participate in it, but I know plenty who do and like it - and is really an example of how government can help provide some safety net without leaning too hard on the scales. Rent control, mandates on affordable housing, etc. all tend to reduce the amount of lower-cost housing available. 

    2. Without getting too deep into SS, it was never meant to be your only source of income. It was a safety net that caught those who didn't have any other income, or had very little of it, and not that many people lived much longer than 65 anyway, and by the time it really got rolling in the early 50s a good percentage of the working class had company pensions. Between the two of them my grandparents, first generation Italian immigrants with no high school, had three pensions they earned working blue-collar, low-wage jobs, that allowed them a reasonably comfortable retirement. Giving SS to everyone makes no sense at all, nor does breaking it out as a separate tax - just create the tax rate and fund the program as necessary. Most all government programs have income phase-outs and there's no logical reason SS should be any different. On the same subject, money collected to fund this program shouldn't be robbed with IOUs from every president and Congress since Reagan. 

    3. Too many people are getting accustomed to the idea that the government will always be there to bail you out. If that's your backup plan - or your only plan - you really need a better plan. 

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  • Member since 2021 · 109 posts · 130 votes
    4y

    @Eric James most my friends are lawyers and engineers. All the lawyers think this way, and more and more of the engineers are moving this way.

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