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Updated about 3 years ago on . Most recent reply

Nathan Kawalerski's profile image
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Nathan Kawalerski
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  • from Buffalo
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Nathan Kawalerski's profile image
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Nathan Kawalerski
  • New to Real Estate
  • from Buffalo
  • Member since Aug 11, 2022
Nathan Kawalerski
  • New to Real Estate
  • Buffalo
12
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21
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General Landlording & Rental Properties

LLC vs Umbrella Policy

Nathan Kawalerski
  • New to Real Estate
  • Buffalo
Posted

Trying to weigh the costs and benefits of LLC vs an umbrella policy for a long term rental? I have read an LLC can hurt your loan terms is the same true for umbrella policy. Wondering which one is safest and most cost effective. Thanks !

Upstate New York, New York
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Chris Seveney
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ModeratorReplied

@Nathan Kawalerski

Umbrella does not impact your loan terms. If you are buying single family rentals to start a good PM and umbrella policy should suffice.

Have yet to see a situation on a single family rental where someone was sued and the LLC protected them and an umbrella would not have.

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