4 Million -- How to Make Most Money with It?

[Naomi Moore]

Imagine you had 4 million to invest, and a credit score of 832.

What would you do with it to make as much money as possible?

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I don't know anything about real estate, but if you can help me with this I might really get excited! 

Someone I know owns a vacation rental that they paid 650k for, and it looks like it rents out at least 10k a month (just looking on VRBO).

So it gets me thinking -- if someone had 4 million .. could they buy 30 properties like this?

So 20% down on 650 = 130k

4 million / 130k = 30 rental properties

Could someone with 30 rental properties make 300k a month with a 4 million investment?

I realize its a bit far fetched, and would be a headache, but someone could easily be hired for six figures to manage it all. 

Thanks a lot

[Nathan Gesner]

Naomi, my answer would depend on how you managed to get your hands on $4 million. If you were an entrepreneur that built a business and earned this wealth over time, then I would say you're ready to invest. If you the money was inherited or won in a lottery, then I would say you should sock it away, find a reliable financial advisor, and follow their advice.

The fact you are salivating over a vacation rental that earns $10,000 a month indicates you're not financially savvy and should find an advisor quickly.