Austin, TX · Member since 2019 · 5k+ posts · 5k+ votes
3y
Hi John,
120 degrees Fahrenheit is the safety recommendation against scalding, but 140° is the common default setting.
Most experts agree that anything below 120 degrees creates a risk for bacteria to develop inside your water heater from stagnant water, such as legionella that causes Legionnaire’s disease.
As you can see, having skin under 140 degree water can (and will) cause 3rd degree burns in around 5 seconds. That is why the state of the State of Wisconsin only allows for a maximum of 125 degrees. I assure you, accidents happen and plumbing fixtures do fail so we're all much better off following good, logical codes. They're their for a reason.