Hopeful Investor in the Cincinnati/NKY area

[Ashley Dewees]

Hello all,

I live just south of Cincinnati and am hoping to find my first rental property in the northern Kentucky area. I am a veterinarian and absolutely love my career, however I feel strongly that real estate could be an excellent side-gig or even perhaps a great way to move into a second career whenever I'm ready to retire from veterinary medicine. I'm still trying to assemble my team and learn as much as I can. I'm still a little confused about the best way to finance my first buy. I do have some money in savings that I could use for a down payment, however if I use only that money, I will be quite limited in how much I can spend. If I supplement that cash with some money from a HELOC, my buying power will be significantly better. Obviously, in the current market, I understand that cash flow can be very difficult. Although I believe I can see the path to my first rental easily, I'm having a hard time figuring out how I'd get to the next one. I'm open to any and all advice!

Ashley