I have spent the last several months on the verge of a stress induced stroke and a couple of weeks ago I decided "&^%* it, its out of MY control".

Here is the summary. I own 4 different small businesses. A construction company, a staging company, a property management company & a property investment company. I am actively making profits in each small business.

Especially in the construction company we rely heavily on credit cards to tide us over until project completion & customer pay off. Since the first credit card we had I have put everything in the business name with MY personal credit used as a guarantee. I was paying between 0% and 9% and the rates on the "high" cards were plummeting down to 5, 1.5% because of my credit.....I had roughly 125k available in credit to use......(Also I am a member of one of the identity protection companies that put fraud alerts on your CR)

One of the banks that I used (i won't mention any names here) apparently ran out of cash and deemed my company "unstable", and "there is a fraud alert on my CR" and "my credit score" and slashed my line of credit. I had the fraud alert on my CR's WHEN I GOT APPROVED for the CL in the first place. I checked my credit scores business and personal and everything looked a-ok to me....two weeks later I hear that the whole industry is in turmoil and certain banks that i use are going under and WILL go under if they don't get the bailout. Why cant they just send the letter and say "Hey, were out of money to loan you, sorry"

Then I take notice that my interest rates from my other credit lines were skyrocketing because the ONE bank had cut my credit line. I went from LOW, LOW interest rates to 32.18% OVERNIGHT. I called them all and they all tell me the same thing now. I am considered a high risk because other banks have cut my credit lines (which throws off the DTIR) and started this downward spiral....

I have no problem paying them off but I am frustrated to NO end because I pay on time EVERY MONTH. The banks that are jacking up MY rates are getting bailouts with MY tax money and believe me, I already pay dearly. So I am getting hammered by the BANKS for more money!!! ????

Is anyone else HERE going through this? I have read complaints all over the net about this and its hitting home with small businesses including mine. I am not angry about it anymore but it does make me sick.

My credit score NOW is actually BETTER than it was when i started all these accounts over the years.

My plan is this: I am going to borrow from my savings and PAY MYSELF back WITH INTEREST (tax free by the way because its already MY INCOME that has already been taxed) and all you banks and CC company's can sit around and wonder where all your customers went.

Anyone care to share?