Using discount gift cards for Home Depot & Lowes

[Cheryl C.]

I have been purchasing discount gift cards for HD and Lowes and the savings have been substantial.  You can get a Lowes card at a 10% discount and HD at 7%.  If you combine this with the mover's package the savings can be up to 20%.  I pay for these cards with my 2% cash-back credit card.  I've had a very good experience with the vendor that I buy cards from.  They come electronically for added convenience.  I also use these cards for many purchases at various retailers, restaurants, etc.

I thought I'd throw this out there and apologize if this has already been discussed!

[Luc Boiron]

Where do you get these cards?

I had bought some HD cards from a guy at one point with discounts up to 25%.

I then found out he was getting these cards by getting people to steal small, valuable items from HD and then returning them for store credit. I stopped buying them when I found out.

There was also a guy selling  gas station gift cards for 10% discounts. I believe he was stealing credit cards and buying gift cards with them, then selling the gift cards with cash.

If there's a legitimate way to get the cards at a discount, great, but I wasn't willing to take the risk of buying from criminals.