Why would a contractor ask if a property is my primary residence?

Why would a contractor ask if a property is my primary residence?

San Francisco, CA · Member since 2016 · 56 posts · 10 votes

Why would a contractor ask if a property is my primary residence?

What are the differences between a consumer hiring a contractor to work on an investment property v/s a primary residence?

What are the implications, as far as my rights and protections as a consumer?

How do you classify inherited property that is not a primary residence?

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Rental Property Investor · Twin Cities, MN · Member since 2019 · 122 posts · 150 votes
6y

@Jackson Sandland

Mechanics lien. They want to be able to put a lien on your property. The lien will be easier for them to execute on an investment property.

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  • Contractor · Oxford, MA · Member since 2018 · 807 posts · 745 votes
    6y

    We need more context. I assume this is in CA? We will ask because it changes how we protect the property, what room(s) we work in at any time, how long it takes, what hours we work, etc 

  • Investor · Vacaville, CA · Member since 2016 · 433 posts · 249 votes
    6y

    They probably charge more for personal residences since it's a more emotional purchase. Just a wild guess.

  • San Francisco, CA · Member since 2016 · 56 posts · 10 votes
    6y

    @Bryan Devitt The property is in MA.

  • Developer · Charlottesville, VA · Member since 2018 · 4k+ posts · 4k+ votes
    6y
    Originally posted by @Jackson Sandland:

    @Bryan Devitt The property is in MA.

    Could be any number of reasons like not wanting to do work on someone’s primary residence and preference to work with investment property.

    I would just ask them why they want to know? 

  • San Francisco, CA · Member since 2016 · 56 posts · 10 votes
    6y

    @Greg Dickerson That's a good idea. I'm going to ask.

  • Contractor · Oxford, MA · Member since 2018 · 807 posts · 745 votes
    6y
    Originally posted by @Jackson Sandland:

    @Bryan Devitt The property is in MA.

    There is zero difference in MA, everything is based off the use and not ownership. A 1-4 family you live in is the same as a 1-4 family that you rent out. The reasons I stated above are the reasons we personally ask about that. Having to work around people living there is a GIANT hassle. If we know it is a rental and the owner isn't pushing us to finish so they can get back in 2 days before we agreed on, we can tackle multiple rooms at once and charge less for a PITA fee. Where is it in MA?

  • Rental Property Investor · Northern, CA · Member since 2012 · 5k+ posts · 5k+ votes
    6y

    @Jackson Sandland  Could be a variety of reasons, and you didn't specify the work you were having him quote, but one reason could be to give him an idea of the type/quality of material/finishes to include in the quote.  For example, if you were having him quote a kitchen remodel, he might quote higher end material/finishes (i.e. custom cabinets) if he knew it was going to be for your personal residence, and lower end materials finishes (builder grade cabinets) if he knew it was just going to be for a rental so he could save you some money.

  • San Francisco, CA · Member since 2016 · 56 posts · 10 votes
    6y

    @Kyle J. Interesting point. I will keep that in mind.

    @Bryan Devitt On the Cape.

  • Specialist · Easton, PA · Member since 2018 · 1k+ posts · 2k+ votes
    6y

    @Jackson Sandland

    I like to know for a couple reasons- I would typically charge an investor a little less as to make them a long term client and establish a relationship, if it’s a primary residence- do I have to deal with a pet, do I have to make sure I clean up every day, can I work longer hours/weekends if need be etc

    And the quality of materials and final product are usually a better quality when it’s your primary rather than a rental that could get destroyed in a month..

  • Investor · Philadelphia, PA · Member since 2015 · 3k+ posts · 3k+ votes
    6y

    @Jackson Sandland

    They probably assume that a lower quality of work and/or finishes is acceptable for a rental as opposed to a primary residence.

  • Rental Property Investor · Twin Cities, MN · Member since 2019 · 122 posts · 150 votes
    6y

    @Jackson Sandland

    Mechanics lien. They want to be able to put a lien on your property. The lien will be easier for them to execute on an investment property.

  • Contractor · San Diego, CA · Member since 2018 · 432 posts · 221 votes
    6y

    @Jackson Sandland in my mind it’s important to know I’m going to meet a person at the property and they are going to be around to pay me progress payments. Contractors who’ve been in the business a while know how to narrow down their clientele.

  • Contractor · Osterville, MA · Member since 2018 · 41 posts · 30 votes
    6y

    @Jackson Sandland

    Could be for a number of reasons, depending upon the type and scope of work being done.

    Being on the Cape, second homeowners often rent out and want work completed before Memorial Day

    I would just ask him why he asked that question.

  • Rental Property Investor · Houston, TX · Member since 2017 · 144 posts · 42 votes
    6y

    @Jackson Sandland they always charge more for personal residences. Also, they may want to know if its a rental or a flip. So they know what grade of materials to offer.

  • Real Estate Agent · Southington, CT · Member since 2008 · 5k+ posts · 3k+ votes
    6y

    @Jackson Sandland If your phone number is a CA area code and you are looking to get work done in MA he might be asking you to see if you are legit or not. Just a wild guess though. Who knows. 

  • San Francisco, CA · Member since 2016 · 56 posts · 10 votes
    6y

    @Account Closed Very good to know.

  • Nino AlfanoPro Member
    Contractor · Lemont, IL · Member since 2015 · 335 posts · 76 votes
    6y

    @Jackson Sandland as a contractor/GC investment and personal are 2 completely different beasts.

    It’s like remodel vs new construction.

    Different price points, different headaches, different things to look/care for/about.

    Typically you wouldn’t hire a remodeling company to do your new construction home.

    An your new construction company won’t touch your remodel.

    As a GC subcontractors will also change. Dealing with a homeowner is a daunting task and not for the weak

    Of heart. Your subs should be a representation of you as a GC. Homeowners expect quality.

    Now investors are different they will take the price reduction and have it hurt quality. Investors find the sweet spot for just the right about of quality for the area. Price driven jobs usually means quality control.

  • Contractor · Osterville, MA · Member since 2018 · 41 posts · 30 votes
    6y

    Also - we ask if its a primary residence so we can make sure to get the mailing address since they don't live at the property. 

  • Rental Property Investor · Durham, NC · Member since 2016 · 7k+ posts · 7k+ votes
    6y

    @Jackson Sandland. Probably so they can charge you more. You should ask the contractor instead of strangers on the Internet.

  • Will BarnardPro Member
    Moderator
    Developer · Santa Clarita, CA · Member since 2008 · 15k+ posts · 10k+ votes
    6y
    Originally posted by @Account Closed:

    @Jackson Sandland

    Mechanics lien. They want to be able to put a lien on your property. The lien will be easier for them to execute on an investment property.

    From a legal standpoint, this is the most accurate answer. Homeowners/owner occupants (typically speaking but all states have different laws regarding this) are offered higher standards of notice and protection regarding the home in which they live as opposed to a property owned by a legal entity or non owner occupant homes.

    From there, any other reasons a contractor would ask would be for level of finishes, hours to operate, need to cover and protect furnishings, ability to work on all parts of home at once, etc.

  • Joe SplitrockPro Member
    Moderator
    Rental Property Investor · Sioux Falls, SD · Member since 2015 · 9k+ posts · 18k+ votes
    6y

    California investors get a special price. 

  • Will BarnardPro Member
    Moderator
    Developer · Santa Clarita, CA · Member since 2008 · 15k+ posts · 10k+ votes
    6y
    Originally posted by @Joe Splitrock:

    California investors get a special price. 

    Exactly double the regular cost! LOL

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