The rules on financing my first property I had it for three years￼
Hey @Reggie Jackson , what you want to look for in refinancing a loan is a good interest rate, low cost of funds, and someone who is responsive and you get along with. In order to find these people, I would try to get recommendations here for lenders in the Charlotte market. I would also recommend calling around to some different mortgage companies and credit unions.
I just sent you a DM with an investor-friendly lender. He has a variety of loan programs including loans based on the assets performance and your credit which is always a great option to have! Even though the property is considered residential I would stay away from most residential lenders as they usually don't deal with smaller properties like that and won't know how to get the best refinance for you. Smaller local banks and credit unions are a good place to start as well