The National Eviction Freeze was just Extended Through June 2021
Real Estate Agent · San Diego, CA · Member since 2014 · 338 posts · 176 votes
The Wall Street Journal just released announces that the Biden administration announced a three-month extension to a national eviction moratorium, a move designed to help millions of tenants who have fallen behind on their rent even as courts have disagreed on whether the relief is legal.The Centers for Disease Control and Prevention extended the eviction moratorium through June 30. It had been set to expire Wednesday.
Millions of renters have been unable to pay some or all of their rent since March 2020, when the pandemic struck. An analysis by the Urban Institute, a Washington think tank, found that the amount of unpaid rent could exceed $52 billion. It estimated that the average household that has fallen behind on rent owed $5,586.
Only because it's not as simple as that. IF we could waive a magic wand and everyone has exactly what they need all the time, regardless of their personal choices and the variability of life AND it have NO adverse affects then that would be obviously the way to go. But . . . .
I recently went through evicting a tenant because they overstayed the lease and non payment of rent and the rent owed was $5200 so the estimates are right. I can't even get landlord assistance because I got the court order to evict the tenant. The relief bill is for keeping the tenants in house.
Only because it's not as simple as that. IF we could waive a magic wand and everyone has exactly what they need all the time, regardless of their personal choices and the variability of life AND it have NO adverse affects then that would be obviously the way to go. But . . . .
@Aj Parikh I'm in a similar situation. The tenant owes over $10k in rent, and the lease is about to expire. Did you find it easier to evict due to them overstaying the lease vs. nonpayment of rent? The property is in Virginia.
@Chris Wheelus Sorry to hear about that.
I could not have filed for eviction based on non payment of rent due to the moratorium so I filed based on her overstaying the lease. That is what my lawyer suggested as well.
@Chris Wheelus Sorry to hear about that.
I could not have filed for eviction based on non payment of rent due to the moratorium so I filed based on her overstaying the lease. That is what my lawyer suggested as well.
Note that Northam and the legislature in their infinite wisdom have just extended the moratorium until July 1, 2022. Doubtless that can will be kicked when we get into next year as well.
The coming scenario:
"Hi, Mr. and/or Ms. owner, our name is Bill and Mary lifetime renters, and we were evicted for non-payment of rent for (a few years) due to Covid, and would like to apply to live at your place...etc..."
They are kicking the can down the road for these people.
The Federal Government should have immediately issues Section-8 to these people to keep them current.
They will all probably find housing, but their hard earned security deposits will be gone, and possibly increased over market for a future rental.
I expect a flurry of questions in here regarding "Should I rent to these people, or choose a more stable paying applicant".
You do the math....
@Taylor L. Wow. I had no idea about this. I am glad I was able to get an eviction order for my tenant based on them overstaying the lease. I don't know how landlords will be able to get any help if the tenants don't pay. I have a property in Loudoun County and the tenant has been falling behind on rent but there are no rental assistance programs as yet like they are set up with Fairfax County.
@Taylor L. Wow. I had no idea about this. I am glad I was able to get an eviction order for my tenant based on them overstaying the lease. I don't know how landlords will be able to get any help if the tenants don't pay. I have a property in Loudoun County and the tenant has been falling behind on rent but there are no rental assistance programs as yet like they are set up with Fairfax County.
It’s not county based, it’s state level, and they are required by state law to apply, or you can apply for them if they don’t: https://www.dhcd.virginia.gov/...
If the CDC moratorium is the ONLY THING holding you back, I have good news! There are 5 criteria to qualify for eviction protection, and the tenants must meet all of them to qualify. MOST tenants will fail at least one of them.
The main ones people are likely to fail are:
1) Prove that they tried and failed to get Govt assistance.
2) Attempted to make partial payments to the best of their abilities.
With numerous programs in place and three stimulus checks out to most people and huge amounts of extended and expanded unemployment being paid, it will be the rare tenant who was so poverty stricken they could not afford $100 for a partial rent payment on occasion even once over the past 12 months.
However, if your local state, town, or judges are putting restrictions in place beyond the CDC moratorium, then that may not work, obviously.
Bottom line: Get educated, act firmly, and stay in control!
@Chris Wheelus Sorry to hear about that.
I could not have filed for eviction based on non payment of rent due to the moratorium so I filed based on her overstaying the lease. That is what my lawyer suggested as well.
Note that Northam and the legislature in their infinite wisdom have just extended the moratorium until July 1, 2022. Doubtless that can will be kicked when we get into next year as well.
I had not heard about this either. 2022! I had thought once the national moratorium was declared by the TX court to be unconstitutional it would prevent another national extension, followed by states, but none of this was the case. If the rationale is covid, and vaccinations are taking hold as they are with the level of uncertainty surrounding conditions 15 months from now about the pandemic and recovery, I dont follow the connection or rationale.....
@Levi T. Thanks for the clarification. The tenant has been paying late but they have been paying so I will hold off on applying for assistance just yet.
The good news is that we may be 12 short months or so away from just saying "you know what? Those stimmys worked pretty well . . .why don't we just pay all the bills for people and then they can focus on holding rallies and raising awareness and selling MLM products and everyone will vote for us."
If so, no more evictions, but no more late rent!
#Section8forall Let's extend this exclusive club to the masses!
I don’t understand why this would be a bad thing. We could legitimately end hunger, homelessness, poverty, and solve so much despair if we just ensured that everyone had what they need to survive. A monthly allowance for every American who makes under a certain threshold—not slot just enough to potentially cover the basics—give all renters rent vouchers that ensure landlords always get paid, nationwide law that evictions can only be for a good reason like criminal activity, risks to safety, damage to the property, national right to counsel for eviction defendants, universal health care, universal college tuition, and make it easier to buy a home.
I don’t understand how anyone can be against those things? People would still work and if anything it would make everyone’s life better. Why is it preferable to have millions sleeping on the streets, paycheck to paycheck, getting evicted when they get sick and have financial difficulty, going into crippling debt over hospital bills, and suffering like people are? Why is that better than making sure everyone gets taken care of.
Universal Basic Income is a welfare idea that dates back to Thomas More's Utopia. You should read up on it. But I have to say, Eric, this like many of the ideas you espouse has at its center an idea that governments exists to make the lives of the governed better. I realize it's almost impossible to complete 12 years of schooling sitting in front of teachers who all belong to the same union and not believe this idea. But my experiences as an adult have led me to believe that governments exist to extend themselves, that power is never innocent and never given up once seized, and the bigger the government, the more incompetence and waste it allows.
The main objection to UBI is pretty simple. If you print and hand out all that money, it will exert inflationary pressures on the economy. Prices for everything will rise. The only way to keep those prices under control past a certain point is to impose and enforce price controls. Extensive, permanent price controls never work out well for a national economy.
You make several assertions above about what UBI will do:
1. People would still work and if anything it would make everyone’s life better.
2. Millions won't sleep on the streets.
3. Paycheck to paycheck living will end.
4. People won't get evicted when they get sick and have financial difficulty.
5. People won't go into crippling debt over hospital bills, and suffer.
6. The government will make sure that everyone will get taken care of.
Are you really sure these will be the actual outcomes of UBI, and how do you get to your certainties?
paycheck to paycheck
@Alex Forest I have submitted a request with the county for assistance so hopefully we get something. Highly unlikely because it involves getting documentation from the tenant and the tenant has been unresponsive. I even let the county know about that so hopefully we get some sort of assistance.
@Jim K., excellent analysis!
When someone brings up UBI, I tell them, "Good news! We already HAVE UBI. It's currently $0. When you give everyone $1000 a month, that becomes the new UBI and prices will adjust accordingly."
I'm a land lord. I charge $XXX rent because that is what people are able and willing to pay. When they suddenly have more magic money in their pocket, I will charge $XXX + $YYY, unless as you said the Govt slaps price controls on goods and services. That has never worked long-term in any economy, past or present. Those economies experience shortages and/or total lack of the controlled goods and services. Look at New York City in the 1980s. Price controls destroyed over 100,000 rental housing units.
People missed page 4 in their high school Econ 101 textbook never internalized the lesson of "Supply and Demand." They also missed the fact that one of the functions of money is a store of value. If you just keep creating more money, that dilutes the value of existing dollars. Kick grandma and grandpa in the teeth for their hard work and frugality.
In summary, UBI shows a very limited understanding of real world economic forces. For good or bad, people fundamentally agree on the principle that those who are wise and diligent prosper, and those who expect handouts do not.
@Jim K., excellent analysis!
When someone brings up UBI, I tell them, "Good news! We already HAVE UBI. It's currently $0. When you give everyone $1000 a month, that becomes the new UBI and prices will adjust accordingly."
I'm a land lord. I charge $XXX rent because that is what people are able and willing to pay. When they suddenly have more magic money in their pocket, I will charge $XXX + $YYY, unless as you said the Govt slaps price controls on goods and services. That has never worked long-term in any economy, past or present. Those economies experience shortages and/or total lack of the controlled goods and services. Look at New York City in the 1980s. Price controls destroyed over 100,000 rental housing units.
People missed page 4 in their high school Econ 101 textbook never internalized the lesson of "Supply and Demand." They also missed the fact that one of the functions of money is a store of value. If you just keep creating more money, that dilutes the value of existing dollars. Kick grandma and grandpa in the teeth for their hard work and frugality.
In summary, UBI shows a very limited understanding of real world economic forces. For good or bad, people fundamentally agree on the principle that those who are wise and diligent prosper, and those who expect handouts do not.
Erik, I really don't agree that "those who are wise and diligent prosper, and those who expect handouts do not."
Wells Fargo expected us to bail them out of their abusive practices during the mortgage crisis. They got their handout, ran a bunch of BS apology commercials, and are prospering quite nicely these days.
I know a whole bunch of people who work very hard and never get ahead because no one ever taught them a thing about money or mind control, and they're not naturally as suspicious as I am.
When young people see things like this happening, is it any wonder they want to burn the system down?
@Jim K., don't worry....we agree more than you think.
I never said ONLY the wise and diligent prosper. So do the corrupt, on occasion. Those who have access to politicians certainly do learn to rape the system for their benefit. To me, that is not the same principle: it is the corruption of the principle. We could quibble on the definition of "prosper", but I vote we don't and get on to more productive matters.
You said, "I know a whole bunch of people who work very hard and never get ahead because no one ever taught them a thing about money". Exactly. That's why I said those who are WISE and diligent prosper. We all know it's takes more than diligence to prosper. For example, I can diligently dig a 5 foot deep hole in my back yard and fill it up every day of the week, but that shows no wisdom because no one is willing to pay me for that work. Like you, I know many people who work hard each day, but they fail to prosper because much of what they do is either wasted or misdirected effort. Take the business owner who opens up a new food truck in a location that is already oversaturated with other food trucks. You can work 12+ hours a day trying to make it big where others have already found and fulfilled a need and end up with nothing to show for it. The same applies to college grads who get degrees in subjects that are essentially worthless in the marketplace. The USA doesn't need 100,000 "communications" or "gender studies" bachelors degrees. There is no wisdom is diligently studying to attain degrees like those.
So...yes, we agree on much of what I said.
You also asked is it any wonder young people want to burn these systems down. Yes, I do wonder. Young people are not powerless. They have access to more information, coaching, and strategies to succeed now that you or I ever did while growing up. This "system" that some say has left them holding the bag has also left them with things like cheap smart phones and free online access to the world's greatest minds via online products like "The Great Courses", mechanical and engineering programs from top universities via the comfort of their basement, financial advice from people like Dave Ramsey, Suze Orman, Mr. Money Mustache, and Minority Mindset and hundreds of other YouTubers.
But I ask you this: how many young people have diligently and repeatedly pursued access to that wisdom and then put those lessons into practice over a long period of time and have still failed to succeed? I don't know of ANY who are both wise and diligent who fail.
It doesn't really matter if you and I agree on this--though I think we do agree on much. In the end, if they do succeed in burning the system down, they have nothing better with which to replace. Their only philosophy is "We deserve X", but they do not know how to build or create X. They will--like children who break their toys during a temper tantrum--eventually realize that lashing out in anger and frustration does nothing to solve their problems, and now they no longer have their toys.
LOL, Erik, I don't think we agree on as much as you think.
My older brother has a degree in Computer Science and Mathematics from perhaps the top university in his field, Carnegie Mellon University.
I have a degree in English Language and Literature from the State University of New York at Oswego.
Guess which one of us has a higher net worth today...
-------------------
You can reduce the anger of young people at the world they are inheriting to the simple anger of the inarticulate and emotionally immature, and it may help you feel better about it, but all the wonders and benefits of technological progress aren't going to help much when, not if, the North Atlantic current reverses due to climate change.
Once again, we agree (and are similar) in many ways. I have both a Bachelors Degree in Secondary English Education and an Associates degree in Computer Information Technology, with a Software Engineer emphasis. Small world.
It sounds like we're both self-taught real estate investors, thus proving it's not the specific degree that is important, but rather seeking the wisdom and using it diligently over long periods of time that lead to success. You're welcome to argue a contrary position if you like.
You keep on ascribing what was largely a matter of my luck to some version of pull-myself-up-by-my-own-bootstraps diligence over time. I can guarantee you my brother works harder than I do. I can guarantee you that my brother has made wiser personal decisions that I have. I just got luckier. I was also educated by abject failure. When it was happening to me, it didn't FEEL like luck, but now, I have to admit that yes, I got a lot luckier over the long haul than he did.
@Jim K., alright .... you're right. We don't agree. You were lucky. We shall now all shake our fists in rage at the system that has cheated so many out of their rightful share of luck. Burn it down, Baby!
.
Btw, "educated by abject failure" is another phrase for.... wisdom. ;-)
I'd wish you good luck, but it appears you already have it.
The good news is that we may be 12 short months or so away from just saying "you know what? Those stimmys worked pretty well . . .why don't we just pay all the bills for people and then they can focus on holding rallies and raising awareness and selling MLM products and everyone will vote for us."
If so, no more evictions, but no more late rent!
#Section8forall Let's extend this exclusive club to the masses!
I don’t understand why this would be a bad thing. We could legitimately end hunger, homelessness, poverty, and solve so much despair if we just ensured that everyone had what they need to survive. A monthly allowance for every American who makes under a certain threshold—not slot just enough to potentially cover the basics—give all renters rent vouchers that ensure landlords always get paid, nationwide law that evictions can only be for a good reason like criminal activity, risks to safety, damage to the property, national right to counsel for eviction defendants, universal health care, universal college tuition, and make it easier to buy a home.
I don’t understand how anyone can be against those things? People would still work and if anything it would make everyone’s life better. Why is it preferable to have millions sleeping on the streets, paycheck to paycheck, getting evicted when they get sick and have financial difficulty, going into crippling debt over hospital bills, and suffering like people are? Why is that better than making sure everyone gets taken care of.
Well, one reason people are against that sort of idea is because it's been tried already, and the only thing it succeeded at is failing at pretty much everything, unless creating a horrific world to live in is what you desire. I appreciate your compassion there but you could really use a few lessons in world history.
8 billion people can solve problems better than one person can solve the problems of 8 billion people. That is essentially why communism fails and free markets do not.
@Mark Frattini
That’s why I left liberal Democrat run cities to invest in conservative landlord friendly cities. We have evicted all the scamming dead beats that thought this CDC eviction moratorium exempted them from paying. Plus, the government money is starting to trickle in and the few we have left have had the government pay all money owed back to us. Feel free to message me to talk about this. I love helping people!!
Swanny
@Eric Weldon-Schilling
I can only.assume.you are being sarcastic in this response. I get it, funny stuff here.
@Jim K.
Ben Franklin said it best over 200 years ago.
“I am for doing good to the poor, but...I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it. I observed...that the more public provisions were made for the poor, the less they provided for themselves, and of course became poorer. And, on the contrary, the less was done for them, the more they did for themselves, and became richer.”
― Benjamin Franklin
― Benjamin Franklin