How to record a mortgage with Summit Cnty in OH without having the original document

Question

Hello, Does anyone know how to record a mortgage with Summit County in OH without having the original notarized document, only a copy. Thank you for any guidance. Anja

Arman Ahmed · Answer

@Anja Brey

In most cases, you cannot record a mortgage without the original notarized document. A copy is typically rejected. The common fix is to have the lender re-execute and notarize a replacement mortgage, often paired with a lost instrument affidavit, then record that instead. A title company can usually coordinate this quickly and confirm the exact requirements so it doesn’t delay closing.

Chris Seveney · Answer

You cannot. It is illegal to do so. you must have the original in order to record.

How to record a mortgage with Summit Cnty in OH without having the original document

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