Special insurance considerations with a hot tub onsite?

[Gabriel Tapang]

Hi BP fam,

Getting kind of nervous now we have renters (family with kids) approved for my property in Southern Oregon that has a hot tub onsite. I've heard various opinions on opening yourself up to this type of liability ranging from "I never rent a property with a pool/hot tub" to "make sure when screening the tenants you make it a requirement they have sufficient insurance coverage" to "having a hot tub onsite for short term rentals is key."

Does anyone have any personal anecdotes or advice on this situation? Should I be ok if I just notify my insurance company that the property is no longer my primary and is being rented long term?

Thanks for any insight into this....