We have a really great agent in Mount Vernon, but they service properties around the state. I’ll DM their contact info if you like. They also have a promotion going this month - I think it’s something like a $10 gift card for every quote.
Hi everyone, I don’t want to hijack someone else’s thread, but I’m also in Ohio, northeast Ohio if that matters, and looking for insurance options on my first flip. I hate to start a new thread for a similar question, if anyone has suggestions I’d be extremely grateful, I’m really new to REI and kind of jumped in before I knew what I was getting into but I love it. Thank you guys in advance!
I'd suggest looking for an independent agent - they've got options and aren't stuck in a box. Whether it's a owner occupied, landlord policy, or vacant/flip policy an Independent Agent is the best way to go. Find someone you know, like, and trust to make them a member of your team. I'd be happy to help point you in the right direction if you need help. There are a lot of nuances emerging in the insurance world ... things to be on the lookout for:
-Deductible (many companies are increasing deductible -Replacement Cost (rather than "depreciated value", called ACV) -Personal property coverage (Landlord policies to include appliances, window coverings, etc.) -Liability at $500,000 (it's a cheap upgrade to almost double what I see mostly at $300k)
Let me know if you'd like help getting pointed in the right direction!