Any good Home owner insurance in the Ohio area?

Any good Home owner insurance in the Ohio area?

Flipper/Rehabber · Queens, NY · Member since 2018 · 43 posts · 8 votes

Hello everyone i am searching for  good home owner insurance in the ohio area i am currently under contract thank you.

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  • Investor · Tallmadge, OH · Member since 2015 · 259 posts · 275 votes
    7y

    We have a really great agent in Mount Vernon, but they service properties around the state. I’ll DM their contact info if you like. They also have a promotion going this month - I think it’s something like a $10 gift card for every quote.

  • Insurance Agent · Beaver Falls, PA · Member since 2016 · 126 posts · 84 votes
    7y

    Hi Jeremy,

    There are many options depending on what kind of property you are purchasing.  I'd be happy to provide you with some choices.

    - Casey

  • Brandon SturgillBusiness Member
    Real Estate Broker · Columbus, OH · Member since 2013 · 3k+ posts · 1k+ votes
    7y

    @Jeremy Cardenales I'd be glad to make a referral, just let me know. 

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  • Realtor · Rootstown, OH · Member since 2018 · 98 posts · 39 votes
    7y

    I have a good agent for rental Properties in the akron-canton area.

  • Insurance Broker · Kansas City, MO · Member since 2017 · 370 posts · 127 votes
    7y

    Would be happy to help you @Jeremy Cardenales .  I work with a number of investors in the area with their insurance needs.

  • Rental Property Investor · OH (ohio) · Member since 2018 · 166 posts · 113 votes
    7y
    Hi everyone, I don’t want to hijack someone else’s thread, but I’m also in Ohio, northeast Ohio if that matters, and looking for insurance options on my first flip. I hate to start a new thread for a similar question, if anyone has suggestions I’d be extremely grateful, I’m really new to REI and kind of jumped in before I knew what I was getting into but I love it. Thank you guys in advance!
  • Investor · Fort Collins, CO · Member since 2015 · 56 posts · 30 votes
    7y

    I'd suggest looking for an independent agent - they've got options and aren't stuck in a box. Whether it's a owner occupied, landlord policy, or vacant/flip policy an Independent Agent is the best way to go. Find someone you know, like, and trust to make them a member of your team. I'd be happy to help point you in the right direction if you need help. There are a lot of nuances emerging in the insurance world ... things to be on the lookout for:

    -Deductible (many companies are increasing deductible
    -Replacement Cost (rather than "depreciated value", called ACV)
    -Personal property coverage (Landlord policies to include appliances, window coverings, etc.)
    -Liability at $500,000 (it's a cheap upgrade to almost double what I see mostly at $300k)

    Let me know if you'd like help getting pointed in the right direction! 

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