In addition to the curated content and structured sessions, you'll experience networking that actually moves you forward.This market rewards clarity, not guesswork.The investors who are doing well are surrounded by people who ask better questions, spot issues early, and aren’t afraid to push back.That’s what BPCON is built for. 

I work in mortgage lending and spend most of my time helping investors and owner occupied buyers think through financing strategy, not just rates.A large portion of my experience has been with self employed borrowers and clients who own multiple rental properties, so I’m very familiar with more complex income scenarios, portfolio considerations, and structuring loans to support long term growth.I recently joined a newer lending platform that’s intentionally focused on clean execution, upfront documentation, and minimizing friction for borrowers and agents.

Seems like your next option would be creating an entity with the seller owning a percentage, and then you negotiate a structured buyout in advance.

Danielle,You’re asking the right questions — long-distance investing is very doable, but the team and the financing structure matter a lot.A few things I’ve seen work well for out-of-state investors:• Local boots on the ground are critical — a strong agent and property manager who know block-by-block differences matter more than the city label (especially in markets like Charlotte).• Conservative underwriting — plan for rehab overruns and slower timelines when you’re not local.• Clear exit strategy upfront — whether this is a flip or a long-term hold/refi, that decision should be made before you go under contract.From a lending perspective, having liquidity like you described ($200k for down payment, reserves, light rehab) puts you in a good position.

I’m considering refinancing the loan into a DSCR in the LLC's name to clean up the structure and improve cash flow.Current loan:Interest rate: ~7.4%Loan balance: ~$260kAll-in PITI: ~$2,25030-year fixed, recently originatedRefi (DSCR):Rate: 6.5 (can go to 6.375 at one-time cost of $388)New loan balance: ~$277k (fees and costs rolled in)All-in PITI: ~$2,150Monthly cashflow improvement: ~$100No PMISo on day one, the refi improves cash flow by about $1,200 per year. 

In some cases it makes sense to take it early; in others, it makes more sense to let approvals, engineering, or appeals play out and pay for certainty later.Where I tend to see problems is less about taking risk, and more about taking it without realizing how much is being taken, or before the deal structure actually supports it.

That's when bad news is good news.Sellers coming off a canceled deal are often perfect candidates for a creative thinking and offersThese situations are popping up everywhere right now, and investors who understand creative structures can capitalize.Waiting for "the right time" isn’t a strategy.

Curious how people here are navigating financing when traditional lenders won’t get comfortable.I’m seeing more situations where deals make sense operationally, but don’t fit standard bank boxes — transitional assets, short timelines, mixed-use, non-stabilized cash flow, or unconventional structures.For those actively doing deals:What structures are actually working?

This is exactly the kind of situation where seller financing or a hybrid structure can shine, especially if the seller values certainty over top-dollar pricing.Your edge here is flexibility.

That creates pressure to exit even when the property might be better held long term, forces less favorable finance structures including higher leverage and shorter duration bridge type debt that requires frequent refinances.Owning these types of assets with a true long-term mindset changes how an investor may consider underwriting and operating them, but the reality is that many commercial deals today are structured around short timelines and forced refinance or sale events even though the market or other factors may not agree.