In Hayward, Union City, and Newark, values can swing significantly block by block, so verifying your ARV with super tight comps (same bed/bath, similar sqft, within 6 months, same zip or immediate area) is critical before committing.A few things I'd suggest given your numbers:First, stress test that $900k ARV hard.

I started pulling rent comps from 3 sources instead of one - sometimes there's a decent gap that makes deals work when others walk away with bad data.

.🔹 Proven Approach = Data + Strategy Successful investors don’t chase headlines—they move decisively with insight.

What's been your experience - do you find yourself stuck on analysis or moving too fast without enough data?

I was in this program, simply for the "boots on the ground" @3k/month in Philly to test out two deals there.

At $2000/mo net living cost after the other units cover most of your PITI, you're essentially renting for the same price BUT building equity and locking in your housing costs long-term.A few things to stress-test before pulling the trigger though:Your $5800/mo payment estimate looks right, but make sure you're factoring in a realistic maintenance and cap-ex reserve.

Quote from @Gia Barber: Looking for some advice….We have one unit with no pets but the second unit we are testing the waters and allowing one small dog.

My goal is to create things that are genuinely useful for the community as I learn alongside you.I’m building this journey with my husband, who’s a real estate agent, so we’re combining on-the-ground market knowledge with data and tech.Looking forward to learning from everyone here and connecting with other investors, agents, and builders!

One option is the outbound marketing approach, which can include pulling data, cold calling, texting, door knocking, and several other strategies.I’m happy to speak more about what has worked best for us and what enabled us to build a full-time business in wholesale real estate!

This is a very workable approach, and you’re thinking about it the right way.I’ve helped clients (and personally structured) deals where home equity from a high-cost market like CA was used as the acquisition capital for Midwest LTRs, then stabilized with long-term financing once the rental is in place.A few practical points from experience:HELOCs work best as a bridge — speed + flexibility — but you want a clear take-out plan (DSCR or conventional) once the property is rented.For small multifamily, make sure you’re stress-testing rates + HELOC draw cost, since carrying both temporarily is common.Lenders vary a lot on HELOC terms (CLTV limits, draw period, variable rate caps), so structure matters more than the headline rate.Indy can work for LTRs, but I’d focus heavily on submarket selection and property management — that will matter more than the city itself.Happy to share what’s worked (and what to watch out for) if helpful.