.• Demographics are shifting the entire curve.The largest growth over the next decade will be ages 40–55 and 70+.

For the majority of these older multis, 12% is the number I see most often, because it accounts for systems that are still functional but clearly nearing the end of their useful life.

Before that I worked for one of the largest residential developers in the Atlanta area.

It does not to the listings and some other functionality you mentioned, but I don't know of other great software for banking paired with accounting and one and free-to-tenants rent collection.

At this price point, functional/financial vacancy tends to run high, so underwriting conservatively is smart.

@Andrew SteffensNo lender is going to take a mortgage on an overseas property because they don’t have the infrastructure (nor the willingness) to try to repossess the property in case of default and even the largest international banks won’t do it.You might hear that somebody in the US got a loan in the US to buy a property overseas but that could be because they gave a US property as collateral or any other collateral or it’s a company that has a strong balance sheet and took an unsecured loan but that would likely defeat the propose of the original poster.If you know of any lender who takes an overseas mortgage as sole security for the loan, let me know as I’d be very interested but  I’ve worked in the banking industry across the work for many years so I know that, if ever there was any, it’d be more the exception rather than the rule. 

Jackson is street specific  U dont have to give the exact address just post the streets and I can give you feedback.I was the largest flix and flip private lender in Jackson for years and owned over 200 SFRs there as well. 

BP has a poor lookup function.  

I use Innago for some of the tenant-facing functions, and Baselane on the back end to complete the picture so I'm ready for tax strategy and on top of property performance.

The ways around this are usually: (1) switch from replacement cost to actual cash value (ACV) or functional replacement cost, so the insured value better matches the real economic value, and (2) use an agreed value/stated amount endorsement so the company agrees up front to a lower limit without hitting you with a coinsurance penalty.