After some emails, eventually they restored my account.

.- Private money: I’m actively learning how private lending works and what terms typically make sense for a first-time investor.My long-term goal is to supplement and eventually reduce reliance on my W-2 income, transitioning to part-time physical therapy while building a sustainable rental portfolio.I’d appreciate insight on:- Funding structures that make sense for a first-time investor- Whether portfolio loans are realistic for out-of-state rentals- What private lenders typically look for when working with a rookie borrower- How to structure a low-risk, lender-friendly first dealI’m conservative, numbers-focused, and interested in long-term lending relationships rather than one-off deals.

Once I understand the process and have a few wholesale deals under my belt, I’d like to repeat the same process, eventually keeping the deals for myself instead of assigning them.I’m looking for any advice or connections that could help me get started with wholesaling in the San Antonio area. 

There’s the land and then there’s the improvement sitting on the land and that’s the house or the apartment building that sits on the land and the IRS basically and Diane just interrupt me/correct me if any of this is not correct, but the IRS basically says, look, that improvement, that house or that apartment building sitting on the land is an asset that will eventually become worthless, eventually some day it will fall to the ground.

The house was originally a SFH, but it was converted into a Duplex before I bought it.

Eventually, you will be sued and end up in court.

I love parks and duplexes both and wouldn't do this deal unless the park was close to you and you could convert some of those POH to TOH at rents close to what they're getting now.What are the market lot rents where you are?

You could convert to an LTR or MTR possibly if the numbers work.- Creative financing can be used Cons:- Risk - you are locked in to a long term loan.

Things like timing purchases, structuring deals, maximizing deductions, and planning for eventual sales (1031 exchanges, installment sales, etc.).

And the plan is to convert an existing Airbnb I own (and have run as an Airbnb since 2019) to PadSplit.